J L Edwards
AUTHOR

J L Edwards

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Retirement advice for real lives—not straight lines. J.L. Edwards spent 30+ years inside employee benefits watching smart, hardworking people get tripped up by rules no one explains. She built Redefine Retirement to change that—especially for women whose careers weren’t “linear” because of caregiving, pay gaps, or late restarts. As a program manager and benefits expert, J.L. has guided thousands through pensions, 401(k)s/403(b)s, survivor elections, and Social Security timing. Her book, Retire Not Expire: What Your Employer Forgot to Tell You, translates HR-speak into plain English and gives you the exact moves to protect your future (without shame or overwhelm). She’s the creator of PROS+ (Personal Retirement Outlook Simulator Plus), a practical tool that shows when you might run out of money so you can change the outcome. Her voice is warm, funny, and no-nonsense. When she’s not demystifying fine print, you’ll find her cheering on women who are rewriting what retirement looks like—on their terms. Learn more, use the free tools, read the blog at redefinedretirement.org.
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