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Sacramento Natives, Stephen and Darren™ talk about the hot topics and always wind up learning along the journey. Email us with questions & suggestions at breakevenwith@gmail.com.

Are you making a million-dollar mistake with your Social Security benefits? The traditional "break-even" approach to Social Security claiming leaves retirees vulnerable to running out of money, paying unnecessary taxes, and failing to protect their surviving spouse. With over 3,000 rules and 500 different claiming combinations for married couples, making the wrong choice could cost you hundreds of thousands in lost benefits.

What if there was a way to make an incredible impression, stand out from the competition, and win an interview for a job for which you didn’t even apply? Learn what 90 percent of your competition doesn’t know.

For five friends, this was supposed to be one last getaway before going their separate ways - a chance to say good-bye to each other and to the game they've been playing for the past three years. But they're all dealing with their own demons, and they're all hiding secrets.   

The only thing keeping nineteen-year-old Case Michaels together after the death of his best friend, Walker, is a list Walker left behind of things he wants Case to accomplish in his absence. So far, though, Case hasn’t even been able to continue riding bulls in the rodeo circuit, something he’s done his entire life, balking at the thought of competing without Walker by his side. But the list? Case is determined to follow it to the letter–and he follows it all the way to Winnie Sutton.

In a world where politeness and "not rocking the boat" are often valued more than honesty, Just Say It...Even If It Hurts is your passport to incredible relationships. We're conditioned from childhood and throughout our adult relationships to fear saying the truth, to withhold speaking our true feelings and desires, believing that genuine, honest and frank communication might be taken the wrong way. Or worse yet, cause an argument or bring the end of a cherished relationship. But at what cost?

You don't always get to change the world, but you do get to love it. From “one of our most important progressive Christian voices” (Jen Hatmaker), an urgent invitation to actually love the world even when it breaks your heart. Many of us were taught to look for God in the extraordinary: in...

How do you worship God even if life isn’t going the way you had hoped? “Even If is not some bumper sticker to display, but a daring commitment to live.”—Kyle Idleman, senior pastor of Southeast Christian Church “I believe we will see more resilient people in the face of suffering...

In his new book, Happily Ever After: Daily Practices to Recover Joy After Hardship, Heartache, and Heartbreak, Jonah Paquette, PsyD, offers a wealth of short, simple practices that lay the foundation for a more meaningful and joyful life. Learn how to seize opportunity during the storms of life to rethink how you live, how you love, and what you prioritize.