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Written by longtime financial advisor Mark Schlipman and corporate executive Steve Short, this book breaks down personal finance in a way that's easy to follow and act on—without jargon, overwhelm, or product sales. It's ideal for recent graduates, young professionals starting their careers, and anyone ready to build lasting financial confidence.

The universe is so complex that even the greatest scientific minds on earth ultimately acknowledge that we do not understand the forces and true nature of the cosmos let alone our place within it. Now for the first time, the un-seeable and unbelievable has been captured by multiple individuals who have been profoundly affected by their experiences. Confronted by the unknown, they all share a deep and unwavering need to know and understand the phenomenon they are experiencing.