In this episode of the Money Gains Podcast we're trying something completely different... I'm joined by Michael Taylor and Ryan King from Making Money Simple for a brand new format.

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This episode is sponsored by Octopus Legacy.
👉🏼 Write or update your will for FREE until 31st October with Octopus Legacy

🔗 https://will.octopuslegacy.com/moneygains

Charities cover the cost of wills up to £150, which means simple wills are free and wills with trusts are discounted. You don't have to leave a gift to charity to claim the offer.

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👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212
🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.
(Capital at risk when you invest)

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Gains App is LIVE!

An AI-powered budgeting and cashback app designed to help you make more of your money.

Download here 👉 https://gainsapp.com/

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We take the week's money news, the internet's worst money moments and a few hot takes, and turn them into rounds: The Big 3, Guess The Number, Agree to Disagree, Hall of Shame and a Quick-fire finale. Expect rip-offs, a few arguments and a lot of laughing.

✅ The £73,645 ringside seat for Fury v Joshua, and whether anyone actually paid it
✅ Why I think airport drop-off charges are the biggest scam going
✅ Netflix putting its cheapest plan up from £5.99 to £7.99, and paying for a subscription that still shows you ads
✅ Guess The Number: Steven Bartlett's $52m, Harry Styles' £24.7m tax bill and a £408 Glastonbury ticket
✅ Is legal tax avoidance actually wrong? The lads don't agree
✅ A £20k wedding or a house deposit, and is investing £10 a month pointless?
✅ The bride who invoiced her friend £1,790 after a Bali wedding

Chapters
0:00 Sammie's New York trainer haul
2:28 Welcome to the show
2:48 Round 1: The Big 3 (Bumble sold for $1.3bn)
5:51 Arsenal job cuts
8:05 The airport drop-off scam
10:28 Fury v Joshua: a £73k ringside seat
14:00 Tom Cruise's Digger flop
16:05 Netflix and the subscription creep
18:26 Round 2: Guess The Number
18:44 Steven Bartlett's $52m
21:00 Harry Styles' tax bill
22:03 Why the rich leave, VAT and the £100k trap
31:17 Starbucks' car park takeover
32:36 Glastonbury at £408
34:43 Round 3: Agree to Disagree
35:40 Is legal tax avoidance wrong?
41:32 £20k wedding or a house deposit?
46:53 Is investing £10 a month pointless?
52:40 Round 4: Hall of Shame
53:02 The Bali wedding invoice
57:20 Splitting the bill
1:00:53 Round 5: Quick-fire
1:03:49 Wrap-up

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

Octopus Legacy Limited is authorised and regulated by the Financial Conduct Authority (FRN 955266).

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

This episode is sponsored by Octopus Legacy.
👉🏼 Write or update your will for FREE until 31st October with Octopus Legacy

🔗 https://will.octopuslegacy.com/moneygains

Charities cover the cost of wills up to £150, which means simple wills are free and wills with trusts are discounted. You don't have to leave a gift to charity to claim the offer.

---------

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212
🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.
(Capital at risk when you invest)

---------

Gains App is LIVE!

An AI-powered budgeting and cashback app designed to help you make more of your money.

Download here 👉 https://gainsapp.com/

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In this episode of the Money Gains Podcast we welcome Sam Grice... Founder and CEO of Octopus Legacy... to the show.

After losing his mum suddenly at 27, Sam found himself buried in the admin, decisions and family fallout that come after a death. Now he helps people sort it before it's needed.

We get into what really happens to your money and your home if you die without a will, why so many families end up falling out, and Sam walks me through writing my own will live on the show.

✅ Why my partner of nearly 10 years would get nothing if I died without a will, and why my share of our home would go to my parents instead
✅ What the law actually decides if you die without a will, including the £322,000 rule for married couples
✅ Why getting married cancels your will, and what divorce does to it
✅ Why Martin Lewis says power of attorney is arguably more important than a will
✅ How to choose an executor, why you don't have to do it if you're asked, and why leaving everything to an 18-year-old can backfire
✅ How leaving 10% to charity can cut the inheritance tax rate on your estate

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial, legal or tax advice. The rules discussed apply to England and Wales and may differ in Scotland and Northern Ireland. Always do your own research or speak to a professional about your own situation.

Octopus Legacy Limited is authorised and regulated by the Financial Conduct Authority (FRN 955266).

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist

👉🏼 Get FREE FRACTIONAL SHARES worth up £100 when you deposit £1 with Trading 212

🔗 https://www.trading212.com/join/MGP

If you don't receive the free fractional shares - head to the menu and put the word 'MGP' into the promo code section.

(Capital at risk when you invest)

---------

Gains App is LIVE!

An AI-powered budgeting and cashback app designed to help you make more of your money.

Download here 👉 https://gainsapp.com/

----------

In this episode of the Money Gains Podcast we welcome back Brian Byrnes... Head of Personal Finance at Moneybox... to the show.

Brian, who works with the UK's largest community of first-time buyers, gets into whether you can still buy a house in 2026, why the goalposts keep moving on savers, what's really happening to the Lifetime ISA, and the ISA changes happening next April.

Brian's Links 🔗

Moneybox: https://www.moneyboxapp.com/

When you invest, your capital is at risk.

✅ Why it's still possible to buy a house in 2026 without rich parents, and why one Moneybox saver gets the keys every 10 minutes (most earning under £40k)
✅ The "moving goalposts" problem that leaves disciplined savers 9 months and £3,500 short at the finish line, and how to plan for it
✅ What's happening to the Lifetime ISA, what the new First Time Buyer ISA means, and whether you should still open one
✅ The ISA changes coming in April 2027, including the new charge on cash held in a Stocks & Shares ISA
✅ Why people who feel confident with money end up £86,000 better off, and the 30-minutes-a-week habit behind it

------

DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

Take the FREE Money Personality Quiz 👉🏼 https://upthegains.co.uk/quiz

Get The FREE 10 Step Checklist That Grew My Portfolio To Over £160,000+ 👇

🔗 https://upthegains.co.uk/investing-checklist