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Note Night in America

Note Night in America

By: The "Note Guy" Scott Carson
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Unlock Six Figures & Beyond in Distressed Debt Investing.

Welcome to "Note Night in America," the essential weekly podcast for savvy real estate investors worldwide! Every Monday night, a global community tunes in live with host Scott Carson, CEO of WeCloseNotes.com, to master the niche world of note investing and distressed debt.

Since 2010, Scott has mentored the "Who's Who" in the note industry, helping investors close on thousands of deals and providing the specific coaching needed to build a successful real estate business.

What We Cover (Topics & Keywords):

  • Finding Deals: Learn insider tips and tricks for sourcing nonperforming, performing, residential, commercial, owner-financed, or institutional paper.
  • Raising Capital: Master the art of private funding, including strategies for finding Self-Directed IRA (SDIRA) investors using county record hacks.
  • Marketing: Effective strategies for marketing your business to attract sellers and capital partners.
  • Workouts & Due Diligence: Navigate complex situations like foreclosures, loan modifications, and legal compliance.
  • Expert Interviews: Weekly interviews with attorneys, loan servicers, vendors, and top industry experts.
  • Motivation & Mindset: The mental toughness required for entrepreneurial success and making six figures and beyond.

Meet Your Host: Scott Carson

A 20-plus year veteran as a real estate investor and entrepreneur, Scott is a multiple award winning educator and podcaster, and a media favorite, featured in The Wall Street Journal, Inc.com, Investors Business Daily, and hundreds of conferences, podcasts, and real estate clubs across the country. He brings honest, no-bull experience to help you reduce your learning curve and maximize the learning process.

Join the Tribe:

  • Listen Live: Register for the live weekly webinar at http://NoteNightinAmerica.com.
  • Scott's AI Clone: Ask questions and get answers at http://ScottClone.com
  • Watch Replays: Catch video episodes at http://WeCloseNotes.tv.
  • Free Book: Download Scott's free book at noteblueprint.com.
  • Connect: Schedule a one-on-one call with Scott at http://TalkWithScottCarson.com.

Subscribe now and start your journey to financial freedom through debt investing!

Copyright © 2018-2026 Scott Carson, We Close Notes, Inc | All rights reserved Career Success Economics Leadership Management & Leadership Personal Finance
Episodes
  • How to Navigate Short Sales & Distressed Borrowers in 2026 with the Mr Short Sale Team

    How to Navigate Short Sales & Distressed Borrowers in 2026 with the Mr Short Sale Team
    Oct 19 2026

    Are you seeing a surge in delinquent mortgages, foreclosures, and underwater homeowners across your market? On this episode of The Note Closers Show, host Scott Carson sits down with real estate rockstars Cristina Gaspar and JD Summa, founders of Mr. Short Sale. They dive deep into why modern short sales are popping up—especially among 3% down FHA and VA loans—and how real estate agents and investors can leverage expert short sale processing to save homeowners and close more deals.


    What You'll Learn in This Episode:

    • The FHA & VA Distress Wave: Why low-down-payment loans combined with post-COVID relief sunsets are creating systemic default issues.
    • Current Short Sale Pricing: Expect lender approvals between 70% to 88% of current market value depending on the investor and property condition.
    • Protecting Agent Commissions: How Mr. Short Sale secures 5%–6% total agent commissions without taking a cut or charging upfront homeowner fees.
    • Navigating Complex Liens: Managing second liens, IRS tax liens, and HUD partial claims without stalling closing timelines.
    • Deficiency Waivers: Why securing a full deficiency judgment waiver upfront is critical to protecting homeowners from future debt collection or surprise tax liabilities.
    • The Agent Academy: How real estate agents can get certified, generate exclusive inventory, and hand off administrative heavy lifting.
    • State Market Breakdown: Why Texas and Florida are seeing heavy short sale activity and how to deal with tough, time-consuming states like New York and California.


    Key Advice for Homeowners: If you or someone you know is falling behind, do not bury your head in the sand! Time is your greatest asset. A short sale protects your credit far better than a sheriff's sale or foreclosure, letting you reset in as little as 24 months.

    Stop trying to navigate lender red tape on your own or letting listings stall out. Connect with the team at Mr. Short Sale to streamline negotiations, protect homeowner privacy, and scale your real estate business today!


    Connect with Mr. Short Sale:

    • Website: www.mrshortsale.net
    • Phone: (914) 504-4074
    • Instagram: @mrshortsale



    Watch the Original VIDEO HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join Note Night in America community today:

    • WeCloseNotes.com
    • Scott Carson Facebook
    • Scott Carson Twitter
    • Scott Carson LinkedIn
    • Note Night in America YouTube
    • Note Night in America Vimeo
    • Scott Carson Instagram
    • We Close Notes Pinterest
    Show More Show Less
    50 mins
  • How to Protect Your Real Estate Portfolio: Asset Protection & Entity Strategies with Aaron Young

    How to Protect Your Real Estate Portfolio: Asset Protection & Entity Strategies with Aaron Young
    Oct 12 2026
    Building a successful real estate portfolio or growing a scalable business requires more than just making money—it demands robust asset protection, proper entity structuring, and staying ahead of technological shifts. Welcome back to The Note Closers Show! In this power-packed episode, host Scott Carson sits down with longtime friend, entrepreneur, and CEO of Laughlin & Associates, Aaron Young. With over 40 years of entrepreneurial experience and 55 years of company history backing him, Aaron shares vital strategies on how investors can protect their hard-earned assets and scale efficiently. From maintaining your corporate veil and keeping proper corporate minutes to leveraging AI pragmatically without compromising your core business knowledge, Aaron delivers actionable legal and operational wisdom. Learn the common mistakes entrepreneurs make with cheap entity setups, how to navigate the changing landscape of AI, and why surrounding yourself with expert advisers is the fastest path to long-term wealth preservation. Plus, get an exclusive preview of the upcoming Magnify Your Wealth event in Dallas, Texas, where investors can get one-on-one access to top legal, financial, and real estate experts. Tune in, take notes, and start building a bulletproof foundation for your business today! Key Topics Covered:55 Years of Corporate Protection: How Laughlin & Associates helps business owners and real estate investors structure LLCs and corporations across all 50 states. Maintaining the Corporate Veil: The critical importance of holding annual meetings, keeping corporate minutes, passing resolutions, and issuing stock certificates to ensure full legal protection. Pragmatic AI Integration: Avoiding panic or over-reliance on artificial intelligence, treating current AI tools like early internet technology, and using them to enhance—not replace—human wisdom and contracts. The Pitfalls of Cheap Entity Setups: Why $99 online entity formations leave investors exposed without proper operating agreements or minute books. Surrounding Yourself with Competent Experts: Applying the "Who, Not How" principle and surrounding yourself with top-tier legal, tax, and real estate professionals. Magnify Your Wealth Preview: Inside the upcoming November masterminding event in Southlake, Texas, offering three days of intensive networking and private one-on-one appointments with industry specialists. Connect & Scale Your Portfolio:Learn More About Laughlin & Associates: laughlinusa.comRegister for Magnify Your Wealth: magnifyourwealth.com (Use promo code NOTES to save $200 on registration!)Don't leave your hard-earned real estate assets vulnerable to legal challenges—take action today to review your corporate minute books, get your legal entities in order, and build a lasting business legacy!Watch the Original VIDEO HERE!Love the show? Subscribe, rate, review, and share!Here’s How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes Pinterest
    Show More Show Less
    53 mins
  • Everything You Need To Know About Using Reverse Mortgages with Cheryl Scheidell

    Everything You Need To Know About Using Reverse Mortgages with Cheryl Scheidell
    Oct 5 2026

    Are you sitting on a goldmine of home equity but struggling with monthly cash flow, medical expenses, or credit card debt in retirement? In this episode of The Note Closers Show, host Scott Carson sits down with Cheryl Schwidel, a seasoned reverse mortgage specialist with over a decade of experience at Baird Financial Group. Together, they demystify the Home Equity Conversion Mortgage (HECM) and expose why reverse mortgages are one of the most underutilized wealth-preservation tools for senior homeowners today.


    Cheryl breaks down the nitty-gritty mechanics of how reverse mortgages work—from paying off existing mortgages to eliminating monthly payments and providing lump-sum cash, fixed tenure distributions, or growth-yielding lines of credit. Whether you are a homeowner aged 62 or older, a family member looking to protect an inheritance, or an investor seeking clarity on real estate equity, this conversation delivers actionable, expert guidance on navigating retirement assets with confidence.


    Key Topics Covered:

    • Reverse Mortgage Fundamentals: How a HECM turns accumulated equity into monthly cash flow by replacing traditional 30-year amortization with flexible balance growth.
    • Qualification & Age Rules: Why at least one homeowner must be 62+ (or 55+ for proprietary programs) and how age influences your principal limit and loan-to-value ratio.
    • Payout Strategies: Navigating lump sums, tenure monthly payouts, and lines of credit featuring compounding 12-month growth rates.
    • Credit & Income Flexibility: Qualifying with credit scores as low as sub-500 by focusing on 2-year tax, insurance, and HOA payment histories rather than strict FICO cutoffs.
    • Reverse Mortgage for Purchase (H4P): Utilizing reverse purchase loans to downsize, relocate out-of-state, or acquire primary residences without taking on new monthly mortgage obligations.
    • Heirs, Estate Planning, & Probate: What happens when borrowers pass away, options for beneficiaries (refinancing vs. selling within 12 months), and the critical need for trusts and POAs.
    • Second-Position Reverse Mortgages: Leveraging proprietary reverse loans in second position to extinguish high-interest debts while keeping low-rate primary mortgages intact.


    Don't let market confusion or common misperceptions keep you from leveraging the equity you've worked a lifetime to build. Tune in now to learn how to turn your home into a stress-free financial safety net!


    Watch the Full Video HERE!


    Love the show? Subscribe, rate, review, and share!

    • Here’s How »


    Join Note Night in America community today:

    • WeCloseNotes.com
    • Scott Carson Facebook
    • Scott Carson Twitter
    • Scott Carson LinkedIn
    • Note Night in America YouTube
    • Note Night in America Vimeo
    • Scott Carson Instagram
    • We Close Notes Pinterest
    Show More Show Less
    51 mins
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