Most injury victims never call a lawyer — and it's not because they don't need one. In this episode of Jim's Gems, Cassidy Lewis sits down with Jim Hurley to unpack the real reasons accident victims stay silent: fee anxiety, insurance-company misinformation, and a genuine misunderstanding of how contingency representation works. If you handle PI cases or advise clients who might, this is a candid look at the objections your intake team hears every day — and how to get ahead of them before a caller hangs up.