What does your aerobic fitness have to do with your retirement? More than most people realise.

In this episode, JPA's Chris Homer is joined by Tim Howe - founder of the Longevity Games in Swindon - to explore why physical fitness and financial planning run on exactly the same principle: the compound effect of small, consistent habits over time.

Tim explains the independence line - the VO2 max threshold below which you need physical help to get dressed in the morning. From age 40, aerobic capacity declines by 10% per decade unless you work to maintain it. The Longevity Games exists to help people get ahead of that decline before it matters.

They also cover the four functional fitness exercises and why each one measures something vital, the buffer concept and why being average isn't enough, the social care crisis facing Swindon and Wiltshire, and the pension parallel that puts the compound effect into sharp relief - £33 a month since age 18 has turned £15-16,000 into £45,000 over 34 years.

Find out more about the Longevity Games at thelongevitygames.co.uk

To speak with JPA Financial Planning:

www.jpafinancialplanning.co.uk | info@jpafinancialplanning.co.uk | 01285 440310

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 07/10/2026

When a wills specialist and a financial planner sit down together, the conversation that follows is one most families have never had - and probably should have had years ago.

In this episode of JPA Train Your Wealth, host Chris Dawes is joined by JPA Director Chris Homer and Wills specialist Andy Brackenbury from Sampson Lyon Legal Services for a clear, practical conversation about managing your family's wealth and making sure it ends up where you intend it to go.

Andy has been drafting wills since 1989. Together, he and Chris Homer cover the difference between joint ownership and tenants in common, why assets placed in trust are not locked away, how inheritance tax thresholds work in practice and where most families quietly get caught out, and why the upcoming changes to pension taxation make this kind of joined-up planning more urgent than ever.

They also talk through the often-overlooked cost of long-term care, the importance of wills and financial planning working together rather than in isolation, and why the family conversation about money - the one most people keep putting off - is usually the most important one of all.

If you have ever assumed your finances and your will are working in the same direction, this episode is worth your time.

JPA Financial Planning works with clients across the UK, with offices in the Cotswolds, Bournemouth, Southampton and Wolverhampton.
info@jpafinancialplanning.co.uk
01793 238200
www.jpafinancialplanning.co.uk

Will writing involves the referral to a service which is separate and distinct to those offered by St. James's Place. Wills and Trusts are not regulated by the Financial Conduct Authority.

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 10/08/2026

What does it look like to plan your financial future while you are still in the middle of a professional rugby career - and why does having that plan actually make you a better athlete?

In this episode of JPA Train Your Wealth, host Chris Dawes is joined by Georgia Brock - Gloucester Hartpury player and England international - alongside returning guest Charlie Rowlands and JPA Director Chris Homer for one of the most honest conversations about sport, money and planning ahead in the series so far.

Georgia made her international debut at Twickenham in front of over 52,000 supporters. She has two England caps. And she openly admits she blew every bonus she ever received - because nobody told her what to do with it.

That honesty is what makes this episode so worth listening to. Georgia is now training as a financial adviser alongside her rugby commitments, because she has seen first-hand what happens when athletes reach the end of their career without a plan - and she does not want other women in sport to end up in the same position.

Together, Chris Homer, Charlie and Georgia explore why income protection and critical illness cover are the most overlooked essentials for any professional athlete, how having a financial plan outside sport actually frees you to perform better within it, and why the first conversation with a financial adviser costs nothing except a bit of your time.

If you are still competing, recently retired, or simply wondering whether financial advice is actually for someone like you - it is, and this episode explains exactly why.

JPA Financial Planning works with clients across the UK, with offices in the Cotswolds, Bournemouth, Southampton and Wolverhampton.

info@jpafinancialplanning.co.uk
01793 238200
www.jpafinancialplanning.co.uk

JPA Financial Planning Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management Plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group's wealth management products and services, more details of which are set out on the Group's website at www.sjp.co.uk/products.

SJP Approved 01/07/2026