Episodes

  • Money Doesn't Grow on Trees: Why Do I Feel Anxious About Money Even Though I Have Savings?
    Nov 2 2026

    If you feel anxious about money even though you have savings, it is often a belief you absorbed in childhood, like "money doesn't grow on trees", still running underneath your decisions. Catherine Morgan, former financial adviser and founder of The Money Panel®, explains where these borrowed beliefs come from and a practice to change them.

    🎁 The Truth Testing worksheet, free inside The Money Circle®

    https://www.themoneypanel.co.uk/money-circle?utm_source=podcast&utm_campaign=borrowed-beliefs&utm_content=ep1

    Our free community, with a live call every month. You'll find the worksheet in the Rich Resources area.

    This is episode 1 of Money Psychology: Borrowed Beliefs, a season on the money sentences we inherit and what they are still doing in our lives.

    In this episode, you'll discover:

    ✨ Why you can feel anxious about money even though you have savings

    ✨ How childhood beliefs about money, like "money doesn't grow on trees", affect you as an adult

    ✨ What a borrowed belief is, and how money sentences pass down through families

    ✨ Why money anxiety pulls you into the past and the future, and away from the money you have now

    ✨ Why so many women were taught to save while others were taught to invest

    ✨ Truth testing: a money psychology practice to question your money sentence and choose one that's yours

    Your money patterns are learnt responses, shaped by the people who raised you and the world they lived in. They can be met, understood and changed.

    Full show notes and transcript:

    https://catherinemorgan.com/podcastarchive/why-do-i-feel-anxious-about-money-even-though-i-have-savings/

    CHAPTERS:

    0:00 Why do I feel anxious about money even though I have savings?

    2:15 How do childhood beliefs about money affect adults?

    8:50 What is a borrowed belief?

    12:30 Why don't my savings make me feel safe? Is this money trauma?

    16:20 What is a somatic approach to money?

    17:20 Why were women taught scarcity differently?

    20:20 How do I find and change my money beliefs?

    25:35 For coaches and advisers: what is money psychology training for financial planners?

    26:45 Join The Money Circle®

    MENTIONED IN THIS EPISODE:

    Is Inherited Trauma Keeping You Poor? https://youtu.be/1qt6FQZglJA

    Why Smart People Still Struggle with Money https://youtu.be/EV8EseqOVi8

    My book, It's Not About the Money: https://catherinemorgan.com/book/

    FOR COACHES AND FINANCIAL PROFESSIONALS:

    Free Financial Coach Taster, Thursday 19 November: https://www.themoneypanel.co.uk/taster

    Financial Coach Certification: https://themoneypanel.co.uk/

    ABOUT CATHERINE:

    Catherine Morgan is a financial coach trainer, keynote speaker and author who works on the psychology, nervous system and somatic side of money. A former regulated financial adviser with over 20 years in financial services, she has trained financial professionals in coaching since 2018. Her podcast, It's Not About the Money, is in the global top 0.5%. The Money Panel® runs the UK's only financial coach certification that combines practical money expertise with psychological and somatic modalities.

    CONNECT WITH ME:

    Instagram: https://www.instagram.com/catherinemorganmoney/

    YouTube: https://www.youtube.com/@catherinemorganmoney

    LinkedIn: https://www.linkedin.com/in/catherine-morgan/

    Website: https://catherinemorgan.com

    Follow the show so you never miss an episode.

    This content is for educational purposes only and is not financial advice or a substitute for medical or mental health support.

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    23 mins
  • Why You're Scared to Look at Your Money (and 3 Ways to Feel Safer)
    Oct 19 2026

    This episode explores how to build a safer, healthier relationship with money by understanding and managing shame, fear, and emotional responses. I share practical strategies to feel more secure when exploring personal finances, emphasising the importance of emotional awareness and small, safe steps.

    Chapters

    03:54 The Culture of Money Shame and Silence
    04:48 Three Ways to Feel Safer with Money
    08:45 Looking Smaller: Reducing the Magnitude of Money Avoidance
    10:10 Noticing Internal Reactions When Facing Finances
    11:53 The Role of Emotional Safety and Embodied Practices
    16:10 Ending the Money Exploration with a Full Stop
    18:02 Practical Steps: Exploring Finances on Your Terms
    20:03 Building Tolerance and Trust in Your Financial Journey
    21:45 Join the Community and Continue the Conversation

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

    Take the Money StoryTypes® quiz and discover your Money StoryType

    Watch the Money & Attachment Styles Series

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    23 mins
  • Why You Swing Between Controlling Money and Avoiding It (Fearful Avoidant Attachment)
    Oct 5 2026

    In this episode, I explore the emotional and psychological patterns behind money behaviors, focusing on the fearful avoidant attachment style. I share personal stories and signs to recognize these patterns, offering insights into how to notice and break free from cycles of financial anxiety and avoidance.

    Chapters

    00:00 Introduction to emotional money patterns
    02:10 The ping-pong relationship with money
    04:43 Signs of fearful avoidant attachment to money
    07:10 Emotional triggers behind spending decisions
    09:52 The cycle of control and avoidance
    12:37 Why discipline alone doesn't fix money patterns
    14:13 Building financial self-trust
    16:41 The influence of childhood and upbringing
    18:19 Moving towards balance and self-awareness
    20:27 Practical steps to notice and pause

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

    Take the Money StoryTypes® quiz and discover your Money StoryType

    Watch episode one in this series: The 4 Money Attachment Styles (And How To Spot Yours)

    Watch episode two in this series: Why Knowing You're Financially Safe Doesn't Make You Feel Safe

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    22 mins
  • Why Knowing You're Financially Safe Doesn't Make You Feel Safe
    Sep 28 2026

    In this episode, I explore the emotional side of financial safety, attachment styles, and how our feelings about money often don't match our actual financial situation. I share insights on how to build trust in ourselves and experience financial security beyond numbers.

    Chapters

    00:00 Introduction to emotional safety and money

    02:01 The disconnect between financial facts and feelings

    03:49 Attachment styles and their influence on money behavior

    06:11 The anxious attachment style and fear of loss

    08:52 Trust, trustworthiness, and financial decision-making

    12:07 The impact of financial milestones on emotional safety

    15:13 Recognizing and sitting with financial discomfort

    18:09 The importance of lived experience over reassurance

    21:12 Building a secure relationship with money

    24:08 Practical steps to notice and bridge the gap

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

    Take the Money StoryTypes® quiz and discover your Money StoryType

    Attached by Amir Levine and Rachel Heller, and my episode on the best money books that aren't about money

    Catch up on my Who Do You Trust With Your Money episode

    Watch episode one in this series: The 4 Money Attachment Styles (And How To Spot Yours)

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    26 mins
  • The 4 Money Attachment Styles (And How To Spot Yours)
    Sep 21 2026

    In this episode, I explore how attachment styles influence our relationship with money, revealing patterns that can help us understand and improve our financial behaviors.

    Chapters

    00:00 Introduction and personal story

    01:07 Why attachment styles matter in money

    02:33 The four attachment styles and their relevance to money

    04:37 The anxious attachment style and its signs

    14:54 The avoidant attachment style and avoidance behaviors

    18:33 The cycle of financial yo-yoing and emotional patterns

    24:01 The secure attachment style and emotional regulation

    28:37 Recognizing your current attachment style and next steps

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

    Read Attached

    Catch up on last weeks episode - Who Do You Trust With Your Money

    Uncover the best books that teach you about money that are not money books

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    31 mins
  • Who Do You Trust With Your Money?
    Sep 14 2026

    In this episode, I delve into the complex relationship between trust and money. I explore who we trust with our finances, the importance of self-trust, and how our emotional attachments to money influence our financial decisions. The conversation highlights the need for a deeper understanding of our relationship with money, especially in times of uncertainty, and sets the stage for future discussions on money psychology and financial independence.

    Chapters

    00:00 Exploring Trust in Financial Relationships
    08:08 The Importance of Self-Trust with Money
    12:57 Understanding Attachments to Money

    Resources:

    Join the Money Circle - Our free monthly calls
    Discover The Body of Wealth

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    14 mins
  • Money, Independence and Caring For A Parent with Jayne Sibley, Sibstar
    Sep 7 2026

    financial tool supporting vulnerable individuals. This episode explores the importance of independence, safety, and innovative solutions in financial inclusion for at-risk groups.

    Chapters

    00:00 Introduction to Jane and her story

    01:45 Caregiving challenges and personal motivation

    04:12 The problem of financial management for vulnerable adults

    07:12 Experiences with scams and managing risks

    09:47 Initial workarounds and their limitations

    13:03 Deciding to create a solution and the journey to Dragon's Den

    17:10 The impact of public exposure and support from investors

    20:11 Why widening access to financial tools matters

    22:52 Features of the Sibstar debit card and app

    25:45 How to approach conversations about financial safety

    30:01 The social impact of empowering vulnerable populations

    32:57 Navigating caregiving responsibilities and financial planning

    35:14 Next steps for Sibstar and future collaborations

    36:12 Closing thoughts and encouragement for caregivers

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

    Learn more about Sibstar

    See Jayne on Dragon's Den

    Connect with Sibstar on LinkedIn

    Connect with Sibstar on Instagram

    Read How to talk about money with someone you care for

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    37 mins
  • The Part Of You That Doesn't Feel Worthy Of Money
    Aug 31 2026

    I explore the deep connection between worthiness and money, offering practical and mindset strategies to overcome financial fears rooted in systemic and personal beliefs. This episode provides insights into how to reframe your relationship with money and increase your capacity for abundance.

    Chapters

    02:10 Understanding Internal Family Systems and Money Blocks

    03:53 Systemic Influences on Women's Financial Beliefs

    05:57 The Power of Past Tense Visualization

    07:55 Using the Reticular Activating System to Achieve Goals

    09:53 Practicing Visualization and Role-Playing

    11:51 Recognizing Feelings of Excitement and Contraction

    14:11 The Role of EFT Tapping in Releasing Money Blocks

    15:57 Creating a Sense of Safety and Worthiness

    18:10 The Importance of Relaxing the Nervous System

    20:05 Practical Steps to Increase Worthiness

    21:52 Community Resources and Next Steps

    Resources:

    Join the Money Circle - Our free monthly calls

    Discover The Body of Wealth

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    26 mins