Many new retirees are disastrously prepared for retirement and a 2019 study by the Economic Policy Institute showed that most Americans aged 56 to 61 had just $21,000 in their retirement accounts–that’s all they had saved in 30 years! And definitely not enough to live on for what could potentially be 20 or 30 years. The study also showed that 32- to 37-year-olds had, on average, just $1,000 in their retirement funds.

But this doesn’t have to be you! Do you want to have better retirement funds in place than most Americans? Starting early can give you a great head start but even if you’re in your 40s or 50s, there are still things that you can do now to ensure that you have enough money to enjoy the retirement you deserve!

And you don’t need to push yourself to breaking point to get there. We spend most of our adult lives working to be able to enjoy our retirement but forgetting that life was meant to be enjoyed in the here and now. But what if I told you that you didn’t have to live that way? What if I said you could work smarter rather than harder, retire early if you want to, travel the world, and make all of your dreams for the future a reality?

It’s not too late to start making the right choices to make your dreams come true.

This Smart Retirement Planning guide will help you navigate through the important decisions to prepare for your best retirement. You will have the detailed knowledge and understanding to make smart retirement decisions. In the book, you’ll learn:

• The key features of retirement and how to demolish some of the myths
• The mistakes people make and how to avoid them
• How to determine if you are financially prepared for retirement by quantifying your financial goals
• How to plan and budget for your retirement and prioritize your financial goals
• About the different types of retirement funds and the key considerations
• How to make smart investments in property, bonds, plus much more
• How to make your income work for you by creating passive income streams
• How to manage your taxes to pay less, to avoid common pitfalls, and to have more for your lifetime and your legacy
• How to get your debts paid off before you retire and legal considerations such as setting up a power of attorney and thinking about your inheritance goals
• Identify whether there is a role for trusts in your estate
• Prepare for the non-financial aspects of retirement, including the need to find purpose and passion, to understand if there is a role for work in retirement, to enhance relationships and social connections, and to maintain an active and healthy lifestyle.
• Plus much more!

This is a comprehensive look at the key retirement decisions to achieve financial and non-financial success to give you the foundation to make the most of your retirement years.

Packed with straightforward, practical easy to understand information Smart Retirement Planning includes hundreds of hints and tips to help you adapt and thrive and achieve a better lifestyle in retirement.

You may be in your 50s and thinking it’s too late, but this book will show you ways you can start to save for retirement now, so that you can have the retirement you’ve been dreaming of.

If this sounds like you, then scroll to the top of the page and hit ‘add to cart’ now!

PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.