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Summary

In his best-selling book The Power of Zero, David McKnight laid out a step-by-step plan on how to get to the 0% tax bracket in retirement. Why is the 0% tax bracket so important? Because if tax rates double, as some experts predict, two times zero is still zero! He also showed how, in many cases, it's impossible to get to the 0% tax bracket without using a Life Insurance Retirement Plan (LIRP).

In this follow-up book, Look Before Your LIRP, he makes the case that, while a variety of LIRPs may help get you to the 0% tax bracket, not all will do so with the same efficiency or effectiveness. In fact, finding the right LIRP for your tax-free retirement plan can be just like finding the ideal spouse. Just as you likely had a list of qualities you were looking for in a life-long partner, you should have certain attributes and provisions in mind when looking for the ideal LIRP. Look Before Your LIRP spells out exactly what you'll need to build a successful LIRP relationship and reveals the one LIRP best suited to get you to the 0% tax bracket.

©2016 David McKnight (P)2016 David McKnight

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  • Carl M.
  • 06-11-16

MUST Consider as an option!!!

DO NOT BELIEVE WHAT EVERYONE ELSE HAS TO SAY WITHOUT FIRST READING/LISTENING TO THIS BOOK. VERY detailed about how to look for the perfect LIRP to supplement your retirement income. If you don't want to hand over huge chunks of your money to the tax man, then you NEED to incorporate this strategy in your financial life!

4 of 4 people found this review helpful

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    5 out of 5 stars
  • Anonymous User
  • 14-03-18

Should be a text book

This was a great book, awesome info, I will recommend it to everyone I work with.

1 of 1 people found this review helpful

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  • Scott Cayouette
  • 08-09-18

Very valuable and worthwhile info....Don't miss it

Author is really thorough and does a Fantastic breaking down concepts that can be costly and unnecessary....get this book and learn how to avoid potential pitfalls.

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  • Gil
  • 08-08-17

Smoke and Mirrors

What would have made Look Before You LIRP better?

True cost of insurance, and average vs. actual rate of return explained truthfully in an IUL

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  • Zach
  • 30-06-17

Product pitch

I was disappointed this was a product pitch more than a conceptual discussion. Some good takeaways but seems to lean too heavily on one product. Better to read the book in order to understand the numbers and charts.