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  • Debt-Free Living in 3 Steps

  • How to Get Out and Stay Out of Crushing Debt Fast with Simple Changes You Can Implement Over the Next 7 Days
  • By: Terence Thornton
  • Narrated by: Nick Morganella
  • Length: 2 hrs and 34 mins
  • 5.0 out of 5 stars (20 ratings)
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Debt-Free Living in 3 Steps

By: Terence Thornton
Narrated by: Nick Morganella
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Summary

Three things people who are good with money know that everyone else is clueless about 

What makes some people good with money? 

Why are you in a ton of debt when your former next-door neighbor has already moved into a luxurious house within the most prestigious parts of town? 

Do these people have some kind of money management secret that the rest of humanity is oblivious to? 

To put it in simple terms, you have to give your money purpose if you want to see it grow. This is also imperative for anyone willing to get out of debt and enjoy financial stability from that point forward. 

Are you currently living from paycheck to paycheck? 

Do you have nightmares about putting your kids through college and securing your retirement? 

You are not alone in this struggle. Nearly 50 percent of Americans worry that they’ll run out of money at some point in their retirement. 

Today, the average American debt is $59,800. At the same time, the median income in the country is $59,039. When these numbers are crunched, it becomes really easy to see just how impossible the situation is for the vast majority of people. 

So, you don’t make enough money, but you still want to get out of debt. 

Is there a secret strategy to accomplish the goal by multiplying the money you own or by changing your financial mindset in its entirety? 

The secret to getting out of debt hides in three simple steps that wealthy individuals are all too familiar with. 

In Debt-Free Living in 3 Steps, you will discover: 

  • The simplest reason why you’re overspending (and why you can’t control it) 
  • How society has been set up to keep you in debt and make banks more money than ever before 
  • Simple strategies to replace the mismanagement of money with healthy financial behaviors 
  • Seven types of debt and which ones are truly deadly 
  • Credit cards and a false sense of security – why you should stop spending money you don’t have 
  • The psychology of debt, including ways to get into the right headspace for abundance 
  • Whether or not trying to save and cut out expenditure is the best way to get out of debt 
  • A foolproof strategy for staying away from financial temptations 
  • Strategies for ensuring your long-term financial stability and happiness  
  • And much more!  

Every journey starts with a single step. Even if you are heavily indebted right now, you can make small decisions that will show you the right path out of a sticky situation. 

You don’t have to give up on your hopes and dreams, accepting debt as a normal part of life until your parting day. 

The transformation starts now, and all it takes is three steps to embark on a completely transformative journey. 

If you want to dig yourself out of debt to gain the freedom and security that you deserve, then scroll up and click the “Add to Cart” button.

©2020 Terence Thornton (P)2020 Terence Thornton

What listeners say about Debt-Free Living in 3 Steps

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A must have!

Debt is SO common. If everyone just did what this book said, a lot more people would have an easier time climbing out of what feels like a bottomless pit of debt. I've been there myself, and these tips are exactly what I used to get out. It's all a matter of just starting and sticking to them. The author lays out such practical advice that anyone can start doing. Definitely recommend this book!

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Full of advice

This book is easy to understand and covers plenty of information on how people can climb out of debt. The author uses easier vocabulary over the complex financial terms which will make it easy for anyone in debt to follow these steps.

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WELL written and recorde many basics covered here

Terence did a good job here, and Nicks performance is good too, well put together, good quotes from Debt Specialist Dave Ramsey,

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Awesome reminder on basic money and debt concepts

Loved this book a lot because it reminded me of the fundamental principles of money and debt. Exposed one of the reasons I have been struggling with debt which is getting my spouse in on my debt management goals. I also liked the techniques taught to stay motivated on your debt management journey.
I strongly recommend this book. Thanks Terence

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Very useful tips!

I got this book for my son who started college a few months ago, and is now living away from home. I am so afraid that he'll start spending on things that he doesn't need and will be in debt as it is so easy especially these days with online shopping!!
This book has an extremely important message for people about how easy debts can spiral out of control and how to avoid getting into debt.

The author tells of his own struggles with debt and has given some great tips to avoid going into or even if you are trying to get out of debt, but if you are struggling then use his tips which will definitely help.

I liked the fact the author talks about the personal mindset as that's where it all begins. If you are struggling with debt or you want your kids to avoid getting into debt then this is the book for you!

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$100k In Student Loan Debts!

Wow, the author was $100k in student loan debts. This shows that he knows exactly what he's talking about. If you are stressed out about your financial situation, you should listen to this audiobook. It contains valuable information about interest, debt psychology, and how to create your master plan for a debt-free life. In my opinion, money is the number one reason people (including me) are feeling stressed and miserable, which is why we need to take charge of it. Don't let your finances control you. Start controlling your finances!

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Great book on mindset!

if you've got a lot of debt, this book is a great place to start. a lot of the mindset that Mr. Morganella talked about is so true and valuable to have. he followed a lot of the same journey as I did to get rid of college, car, and house debt.

I highly recommend this book to anyone who is drowning in debt but doesn't want to be anymore. you will learn a lot. and if you apply these principles, you'll succeed!

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Great tips and practices

This book made me realise how poor my financial awareness was when it came to tracking income and outgoings and making day to day purchasing decisions. A lot of the topics discussed in this book are overlooked so often, yet so impactful to improving your financial situation. Lots of learning’s for me to away and apply. I’m glad I came across this.

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learning to manage money

my fav chapter is the one about expenses.
For me, it is tough to manage expenses, and I must say the book gave me some useful tips I'll for sure put into practice.
Overall, it is an excellent audiobook with much info and daily tricks to better manage money.
Happy with the listening

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Helpful book

This book is full of straightforward ideas and easy to follow plans. A good start for removing debt from your life

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