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Building Financial Habits

A Teenager's Quickstart to Financial Literacy

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Building Financial Habits

By: F.C. Ramirez
Narrated by: Michael F. Ward
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About this listen

Focus on your future, learn the ins and outs of finance, and become financially independent!

Are you constantly trying to find ways to make more money or save the right amount so you can go out with your friends, socialize, or buy the next big thing on the market?

Does it seem like budgeting or saving is just a lost cause because everything is just too expensive now?

Are you worried about how to manage your money the right way and you are looking for an experienced guide to help you through it?

When it comes to financing and saving, many teenagers don’t seem to understand the kind of power and responsibility that comes with money. Whether you have a part-time job or you get an allowance from your parents, saving and budgeting are a huge part of what makes you independent.

This is your chance to do things right very early on.

There are so many ways that a teenager, like you, can really become financially independent even if you are still living with your parents.

You have the power and knowledge in your hands to learn how to budget, how to get an income, how to invest, and how to plan your days out properly.

This is your life.

Take this opportunity and control how you spend your money.In this practical guide you will discover:

  • The world of finance and financial literacy to experience a new side of the world even if you’ve never worked a day in your life
  • The millionaire habits that many successful entrepreneurs follow to grow their wealth and retire at a young age
  • The ins and outs of bank accounts – discover exactly what you are looking for, what you need, and how to open one
  • How to develop an income – sift through tons of strategies and ideas so you can start bringing in money to help your plans for the future
  • The power of budgeting that you can use to make sure you are making smart decisions with your hard-earned cash
  • How to get a credit card and which plan can help you manage your budget and maintain a good credit score
  • The potential of investing that every teen needs to know to double or, maybe even, triple your money
  • How to plan for the future and retirement with tips and tricks that will help give you the life you really want
  • And much more.

No one really tells you to start thinking about money at a young age, right?

They expect you to be a child, worry about school, and focus on having fun. While enjoying life and having a carefree childhood is lovely, the future is inevitable.

Take this chance, think about yourself, and start managing your finances the right way.

If you’re ready to hop on the finance train and start being independent, then scroll up and click the “Add to Cart” button right now.

©2022 F.C. Ramirez (P)2023 F.C. Ramirez
Health, Lifestyle & Relationships Money Money Management Budgeting

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All stars
Most relevant

Listener received this title free

My daughter became more conscious of how to spend, save, what the cost of living was and more financially independent when she received her first debt card at 10yrs. Having had financial issues myself in the past this book is invaluable for teens or any age group to set healthy habits and save for longer term goals. This audiobook was broken down into relatable topics from opening a bank account to applying for a credit card, and all topics gave examples of how to manage your money to not get into debt or go overdrawn with applying low balance alerts on your accounts. Highly recommended to all teens that want to understand how to better manage money for financial independence today and long term.

Start Early For Financial Success

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Listener received this title free

Being a parent is one thing and being a parent who care about your kids to understand finances is another. Having two teenagers in my home this book helped me to pave a good financial path to my teens. For they need planning for the future. My teens learned too as I was able to share with them the absolute necessity of financial planning. For example we explored different ways we can save money. Which goals we can set for ourselves in terms of finances.

Easy Financial tips

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Listener received this title free

With our daughter now becoming more responsible for purchasing and paying for - well mainly clothes and make up - this book offered us all great advice and tips on financial habits for the younger generation. I would definitely recommend this audio book. My daughter also preferred listening, rather than reading a paper book or ebook.

A great help with our 13 year old daughter

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Listener received this title free

This audiobook has to be one of the most valuable ones I've listened to. My niece has just become a teenager and I can't wait to share this with her. It takes you through everything you need to know about building strong financial habits. From Banking, credit cards and investing, you couldn't ask for more. It's also not overwhelming so teenagers won't lose interest. Parents should get this for their teenagers to give them a true head start in life!

I wish I had this as a teenager!

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Listener received this title free

Building Financial Habits" is an excellent resource for teenagers who are looking to learn about personal finance and develop healthy financial habits. The book covers a wide range of topics, including budgeting, saving, investing, credit, and more.
What I appreciate most about this book is its approachable and accessible writing style. Ramirez write in a way that is easy for teenagers to understand, and he breaks down complex financial concepts into simple and relatable terms. The book is also filled with real-life examples and stories that help bring the concepts to life.
One of the strengths of "Building Financial Habits" is its emphasize on developing good habits early on. The book emphasizes the importance of setting financial goals, creating budget, and establishing a savings plan, all of which are critical for long-term financial success, It also covers the importance of avoiding debt, using credit responsibility, and building a strong credit history.
Overall' I highly recommend' Building Financial Habit" for any teenager who is looking to take control of their finances and develop good money habits. The narrator very engaging, and packed with useful information that will help teenagers build a strong financial foundation for their future. I would have my son my 17 years old son listen to this too.

Great Book A must-listen!

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