Tap the gear icon above to manage new release emails.
Follow Ty Crandall to get new release emails from Audible and Amazon.
Ty Crandall is an internationally known speaker, author, and business credit expert. With over 20 years of financial experience, Ty is recognized as an authority in business credit building, business credit scoring, and business financing.
Ty is the author of two of the bestselling books on consumer and business credit: Perfect Credit and Business Credit Decoded and has written hundreds of published articles relating to business credit. Ty is also often heard being interviewed on countless radio and TV programs and news shows across the country and has been featured in Forbes, Entrepreneur, and Inc.
Ty currently serves as the CEO at Credit Suite. With Credit Suite, Ty consults with and advises companies on business credit building and scoring. He has overseen the business credit building for thousands of clients and has helped create and grow the most credible business coaching operation in the United States. Ty has also created and coaches the largest business credit provider network in the world.
Ty’s story
After serving in the Air Force, I entered the financial services industry in 1998. After spending time working with consumer auto financing and mortgages, I opened my own mortgage company in 2005. Within 2 years, the mortgage industry would crash, thereby forcing me to start dismantling my business. Because I personally guaranteed much of the credit my mortgage company obtained, as many business owners do, as my business started to default on credit obligations the damage carried over into my personal life.
Business debtors started to pursue me legally. As they won their legal battles they took the few financial assets my wife and I had left by withdrawing all the money that was in our accounts, leaving us penniless. The hardest moment I’ve ever faced in my life was the moment my wife and I were standing in the family room of the home we built to raise our kids but were moving out of because the lender was foreclosing. The lights were all out in the home, and the only light shining through the windows was the headlights of the moving truck parked outside. My wife and I hugged, and she asked me, “Why is this happening to us?” as she stood with me crying. I had no answer. I had lost my ability to provide for my family, and it was mentally and emotionally crushing. The thought of this moment still brings tears to my eyes.
I would move on to start a consumer credit business to help others repair credit damage that stemmed from the change in the economy that affected so many. Customers started to ask me if I could help them build their business credit as well, but I didn’t even know what business credit was and there was very little information available about it. Enough customers asked me about it that I investigated and was shocked at what I discovered.
I realized that business credit can be used to separate personal and business liability, and that if I had had it when I build my mortgage company, my personal assets never would have been taken, which pushed me to the brink of filing for personal bankruptcy. With nearly 10 years of financial experience at the time, I realized that if I didn’t know about business credit, most others wouldn’t either. That was the moment my life changed forever.
I’ve been brought up to believe that you never complain about a problem unless you’re willing to provide a solution. So I dug in and learned everything I could about what business credit was, how it works, and how to get it. And as I started obtaining business credit for myself, I helped our clients do so as well. Within a year business credit would be my true passion, my calling. I would sell my consumer credit business and focus 100% of my efforts on helping others understand and obtain business credit.
Today, I’m both humbled and blessed to oversee the largest business credit coaching division in the country. My team and I have helped over 15,000 obtain business credit over the last few years, and we help more entrepreneurs each and every day. I do what I love, and see it change so many lives. Most important to me, the people we help now have the ability to separate their own personal and business liability, so they’ll never experience the hardships I once did.
Read more
Read less
