T.M. Karratti
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T.M. Karratti

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T.M. Karratti is passionate about financial literacy and believes money conversations should be a part of everyday life. She champions the idea that smart money management can shape lives. Starting young builds confidence, independence, and long-term security. Her initiative, Savage Teen Money Skills, is designed to make wealth accessible, fun and empowering for teens and curious minds of any age. Tina lives in northern California with her husband and two canine companions. When she's not writing, she prioritizes time with loved ones and chasing the next travel adventure.
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