Future Evolution

For over 100 years, Insurers have stood by customers at some of the toughest moments in their lives, and helped allow people to go about their lives and pursue their business ideas without having to worry about the risks involved. Today, those customers have different expectations for how they want to do business and be served. And those expectations are changing faster than ever before. The industry has faced many headwinds, making it difficult to keep up with change - regulation, bureaucracy, system constraints, past technology project pain, thin margins, etc.

For centuries, the Insurance industry has been there for people at the worst moments of their lives, and kept the risk of those moments from stopping us from pursuing our dreams. Today, customer expectations are changing at an ever-increasing pace, driven further by the rapid digitization the world embraced in the pandemic. But that isn’t the only thing driving change in the industry, with a new generation of insurers emerging to serve customers differently and rethink the art of the possible in Insurance.

This is no mere observational account. The Future of Insurance, Volume IV: Asia Rising offers actionable insights, serving as both a roadmap and inspiration for those daring to navigate the future complexities of the insurance market—whether you're an industry professional, policy-maker, or a tech-savvy individual intrigued by the dynamism of business innovation.

Mark Fields finally escaped the deadly underground prison known as the Tomb—at the cost of his former life. With a new identity, he joins the Hunters’ Association, tracking down the dangerous Exlian aliens in the dead zone outside New Emery. Despite the danger, Mark thrives, his power growing exponentially with each hunt. But every step leads him further from humanity—and closer to the alien Exlian. As rogue raiders target hunters outside the city, and corruption and ambition brew evil plots within, even Mark’s enhanced powers may not be enough to save his friends—or the woman he’s drawn to …

InsurTech solutions have created amazing new opportunities for insurers to innovate and evolve. But the path to bringing them to market can vary greatly, with some efforts going well and some fraught with delays, cost-overruns, scope issues and more.

In this era of government gridlock, economic and ecological devastation, and seemingly intractable global violence, our future is ever more ripe for - and in need of - fresh, creative reimagining. With her clear-eyed, inspiring, and sweeping vision of a possible global renaissance in the new millennium, Barbara Marx Hubbard shows us that our current crises are not the precursors of an apocalypse, but the natural birth pains of an awakened, universal humanity.

More than 30 years after his landmark book Evolution: A Theory in Crisis (1985), biologist Michael Denton revisits his thesis about the inability of Darwinian evolution to explain the history of life. From the origin of life to the origin of human language, the great divisions in the natural order are still as profound as ever, and still unsupported by the series of adaptive transitional forms predicted by Darwin. Denton makes a provocative new argument about the pervasiveness of nonadaptive order throughout biology, order that cannot be explained by the Darwinian mechanism.

The Development of an Extraordinary Species We human beings share 98 percent of our genes with chimpanzees. Yet humans are the dominant species on the planet -- having founded civilizations and religions, developed intricate and diverse forms of communication, learned science, built cities, and...

A major new book overturning our assumptions about how evolution works Earth’s natural history is full of fascinating instances of convergence: phenomena like eyes and wings and tree-climbing lizards that have evolved independently, multiple times. But evolutionary biologists also point...

Capitalism, Socialism, and Democracy: Exploring the Evolution of Economic Systems and the Future of Democracy by Joseph A. Schumpeter is a seminal work that examines the dynamics of economic systems and their societal impact. Published in 1942, this influential book introduces the concept of "creative destruction," illustrating how innovation disrupts established industries to drive progress. Schumpeter explores the strengths and vulnerabilities of capitalism, arguing that its success ironically paves the way for its decline through institutional shifts and bureaucratic expansion.

Over the past 20 years, paleontologists have made tremendous fossil discoveries, including fossils that mark the growth of whales, manatees, and seals from land mammals and the origins of elephants, horses, and rhinos. Today there exists an amazing diversity of fossil humans, suggesting we walked upright long before we acquired large brains, and new evidence from molecules that enable scientists to decipher the tree of life as never before.

Welcome to the electrifying world of K-pop! From its origins in a once-overlooked corner of Asia to today's global superstars like BTS and BLACKPINK, discover how South Korea built an entertainment empire that's revolutionizing modern culture. This comprehensive guide reveals the fascinating story behind K-pop's meteoric rise and lasting impact.

Brian and Deborah Charlesworth provide a clear and concise summary of the process of evolution by natural selection, and how natural selection gives rise to adaptations and eventually, over many generations, to new species. They introduce the central concepts of the field of evolutionary biology, as they have developed since Darwin and Wallace on the subject, over 140 years ago, and discuss some of the remaining questions regarding processes.

If looking at today's headlines males you wonder about the fate of our planet, here is some news that may surprise you from an evolutionary standpoint - we are exactly where we need to be. According to emminent biologist Bruce H. Lipton and political and cultural commentator Steve Bhaerman, we are surrounded by the proof that we are poised to make an incredible step forward in the growth of our species.

From the big bang to the origin and evolution of intelligent life in a search for the meaning of human existence, Why Are We Here?, by author Bruce Brodie, offers a look at evolution and the future of life on the planet.

The Majestic Draght reaches a planet that could be a younger sibling of Earth’s sun. The Grosnops are looking for a second home, while the small human crew plans an experiment: How quickly does terrestrial life adapt to this alien environment? The experiment seems to fail - but then a crew member is kidnapped by strangers, and the intriguing exploration turns into a dramatic rescue mission. "The Proxima Logfiles" is a multi-part series based on the "Proxima Trilogy", but can be listened to independently.

The Beast Realms are under threat: The land, water, and air are poisoned. Its leaders are power-crazed and its people are divided. Worse still, strange and powerful Beasts have started dropping from the sky, causing carnage. With the Beast Realms in turmoil and a ragtag group of insanely strong assassins on Team Venom’s tail, their chances of survival are slim. Escaping through man-eating jungles, seeking allies in underwater and treetop cities, Art and his team need to forge alliances to grow stronger.

From leading geopolitical expert and technology futurist Jamie Metzl comes a groundbreaking exploration of the many ways genetic engineering is shaking the core foundations of our lives-sex, war, love, and death. At the dawn of the genetics revolution, our DNA is becoming as readable, writable, and hackable as our information technology. But as humanity starts retooling our own genetic code, the choices we make today will be the difference between realizing breathtaking advances in human well-being and descending into a dangerous and potentially deadly genetic arms race.

In his acclaimed Cosmosapiens, renowned scientist John Hands looked back on how we humans evolved from the origin of the universe to the present day. Building on that work, The Future of Humankind: Why We Should Be Optimistic looks ahead to our ultimate destiny. Listeners embark on a fascinating journey in which Hands evaluates current major predictions for our future in three categories—extinction, survival, and transformation—before making his own unique and astonishing forecast.

This audiobook is a call to reclaim value as real—because the future of the world depends on it. We live in a time between worlds and a time between stories, as the very existence of humanity is threatened by a meta-crisis. The meta-crisis is a series of interlocking social, political, educational, climate and technological crises, that we can all see and feel in our lives.