Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your responsibility, so make sure you do your own due diligence, or seek advice from a licensed financial adviser.”

In this Episode we cover:

• 5 different personas to assess when and how they can call themselves financially independent
• Discuss which factors primarily impact the time-line for financial independence
• Highlight the massive effect of interest compounding and how starting today vs. waiting for later can make the big difference!

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiences and thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your responsibility, so make sure you do your own due diligence, or seek advice from a licensed financial adviser.”

In this Episode we cover:

• Investment Set-up
• How to select the right ETF
• How to look at individual stocks / shares
• Several other FIRE related community questions

This is a special Episode in Collaboration with Limpression! Find out more about Limpression and their podcast here:

https://open.spotify.com/show/033gbhZ4uGxf3XalpzlwvR?si=d0e1b6bdc4ff4923

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your own due diligence, or seek advice froma licensed financial adviser.”

In this Episode we cover:

- Different Tax Considerations while saving up towards financial independence

- Strategies for tax optimiazation during the financial independence time

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your own due diligence, or seek advice froma licensed financial adviser.”

In this Episode we cover: - the properties of good and bad debt- different forms of debt including: Buy-Now-Pay-Later, Current Account, Credit Cards, Car loans, Mortgages, Margin Loans

- Potential positive tax implications of loans

- How to use debt to accelerate wealth accumulation

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode Financial Independence and talk to people on their journey and to those that have already made it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and for informational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your responsibility, so make sure you do your own due diligence, or seek advice from a licensed financial adviser.”

In this Episode we cover:

- Investment Process (What you control)

- Financial Independence Progress KPIs

- Risk Management KPIs

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder: everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken as tailored financial advice. Investing involves risks. Your money is your responsibility, so make sure you do your own due diligence, or seek advice from a licensed financial adviser.”

In this Episode we cover:

- How we manage our expenses

- How a household-book can be structured

- How to make better buying decisions

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your own due diligence, or seek advice froma licensed financial adviser.”

In this Episode we cover:

- Different perspectives on money

- Exchange of work-time

- Storage of value

- Productive capital in the form of investment

- Cautious spending

Welcome to UNCLOCKED

“Your money. Your rules. Your time.”

In this podcast we decode FinancialIndependence and talk to people on their journey and to those that have alreadymade it.

Our aim is to educate, share experiencesand thereby motivate others to consider a FIRE journey for themselves.

"Before we start, a quick reminder:everything shared here is based on our personal experiences, opinions and forinformational and entertainment purposes only. It’s not meant to be taken astailored financial advice. Investing involves risks. Your money is yourresponsibility, so make sure you do your own due diligence, or seek advice froma licensed financial adviser.”

In this Episode we cover:

- Where value is generated and how we can participate in future value creation in an active and passive way

- Different passive income streams and their advantages & disadvantages