Episodes

  • Critical Illness Cover + Term Life Insurance = Double Protection
    Feb 7 2026
    Most people think of term life insurance as protection their family will need someday. Critical Illness Cover protects what you need today; your income, your ability to work, and financial stability, at a time when a serious illness can change everything.​ ​In this episode of The Policy Project Podcast, we explore Term Life Insurance + Critical Illness Cover = Double Protection Explained with Atul Kathuria, Business Head of Life Insurance at Policybazaar.ae and Geeta Manghnani, Senior Accounts Manager at IFA Distribution, Zurich International Life Limited.​ From how critical illness payouts work to why term life insurance alone may not always be sufficient, the conversation breaks down what it really means to protect yourself, not just your legacy.​ #PromiseOfProtection
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    14 mins
  • How Much Term Life Insurance is Enough?
    Jan 30 2026
    Life insurance often gets reduced to numbers and calculations. But at its core, it’s about protecting the life you’re building and the happiness that comes with it.​ In the newest episode of The Policy Project Podcast, Neeraj Gupta, CEO of Policybazaar.ae, and Adel Benachour, Head of Life and Health at HAYAH Insurance, unpack one of the most common and confusing questions: how much life insurance do you really need? From mindset shifts to practical starting points, this episode turns a complex topic into a conversation anyone can understand.​
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    Not Yet Known
  • Why Life Insurance Matters Today
    Jan 9 2026
    In moments of uncertainty, what truly matters is knowing that the people who rely on you are protected, no matter what life brings. That sense of preparedness isn’t about fear; it’s about responsibility. Tune into the latest episode of The Policy Project podcast to know "Why Life Insurance Matters Today?" with our experts Ms. Shilpa Chitanand, Head of Sales and Distribution, Zurich Middle East and Mr. Neeraj Gupta, CEO, Policybazaar.ae This episode aims to simplify the conversation around term life insurance, address common misconceptions, and help individuals understand how they can keep the #PromiseOfProtection to their families.
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    14 mins
  • Living Uncovered: The UAE’s Silent Life Insurance Crisis
    Dec 11 2025
    We insure our cars. We insure our health. We even insure our travel. But when it comes to life insurance — the one protection that secures our family’s future — most UAE residents remain underinsured. In this episode of The Policy Project Podcast, we explore the hidden reasons behind this silent crisis. From cultural taboos and psychological barriers to common misconceptions about affordability, life insurance often gets overlooked — leaving families exposed to financial risk. Host Malvika is joined by Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae, to break down: * Why life insurance remains such a difficult conversation in the UAE * The biggest misconceptions that stop residents from buying adequate cover * The financial dangers families face when life insurance is neglected * Why employer-provided cover isn’t enough for true security * How to calculate the protection your family really needs This is a conversation every UAE resident needs to hear. 🎧 Tune in to The Policy Project Podcast — your go-to for all things insurance.
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    21 mins
  • Travel Insurance Unpacked: Essentials for a Stress-Free Trip
    Nov 21 2025
    In this episode of The Policy Project, Sid dives into the essentials of travel insurance with expert insights from Toshita Chauhan, Business Head of Travel Insurance at Policybazaar.ae, and Amol Shah, Chief Transformation Officer at RAK Insurance. From must-have features to common misconceptions, they’ll guide you on how to safeguard your summer travel plans. Discover how to handle everything from lost luggage and unexpected cancellations to extended trips, all while navigating the often-overlooked fine print of travel insurance. Whether you’re planning a getaway or a business trip, this episode is packed with practical tips for a smoother journey. Don’t miss it—tune in and travel with confidence!
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    29 mins
  • Easing Claims for Car Insurance in the UAE
    Nov 6 2025
    For many UAE residents, a car is more than just a vehicle — it’s an extension of home. From gym kits and kids’ school bags to weekend plans, we carry a lot more than just ourselves. But when an accident happens, the stress isn’t only about the car — it’s the claims, the paperwork, the garages, and the delays. In this episode of The Policy Project Podcast, host Malvika speaks with Toshita Chauhan, Chief Business Officer – General Insurance at Policybazaar.ae, about how Claims Assurance is transforming motor insurance in the UAE. From cashless repairs and guaranteed claim settlements to faster digital approvals, discover how modern insurance is designed to protect drivers not just from accidents, but from the hassles that come after. Plus, we take on real UAE driver questions about managing claims digitally, speeding up approvals, and making sure genuine claims are never ignored. If your car is your second home, this episode is your guide to protecting it — and your peace of mind.
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    20 mins
  • Decoding Secrets of Building Wealth in the UAE
    Oct 23 2025
    Here’s a truth we often forget: our family’s financial security is only as strong as the plans we make today. In the UAE — where opportunities meet uncertainty — global shifts, inflation, and unexpected life events can leave families vulnerable if they’re unprepared. That’s where smart financial planning with the right mix of protection and growth comes in. In this episode of The Policy Project Podcast, Malvika sits down with Neeraj Gupta, CEO of Policybazaar.ae, to unpack: Why financial security is a growing priority for UAE families The role of protection + growth in modern financial planning Real examples of insurance saving families from crisis Steps every expat should take today to protect their children and future Plus, in our Ask Away segment, we answer real UAE residents’ questions on balancing premiums, job loss protection, corporate cover gaps, and more. If you’ve ever wondered how to give your family long-term security in a fast-changing world — this conversation is for you.
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    24 mins
  • Decoding Income Protection Insurance
    Oct 9 2025
    What happens if your paycheck stops tomorrow? 💭 In this episode of The Policy Project Podcast, we uncover why Income Protection Insurance is a must-have in the UAE — and how it helps safeguard your lifestyle, financial commitments, and family’s security when you’re unable to work. 🎙️ Guest: Atul Kathuria, Business Head – Life Insurance at Policybazaar.ae Stay informed. Stay protected. Tune in to The Policy Project Podcast — your guide to smarter financial decisions. 🎧
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    15 mins