In this episode, David Birch discusses the security and trust challenges of agentic transactions as they move from concepts to pilots, exploring digital identity infrastructure, standardisation, and fraud mitigation in the evolving payments landscape.

Key Topics

• Digital identity infrastructure and its importance
• Security challenges with agentic transactions
• Standardisation needs for agentic frameworks
• Fraud risks and mitigation strategies
• The role of digital signatures and certificates
• Layered approach to transaction trust and discovery
• Potential of hardware security modules (HSMs)
• Liability and legal considerations in agent-based payments

Host: Louis Thompsett
Guest: David Birch
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

In this episode, we explore the latest developments in UK stablecoin regulation, comparing it with US and European models. We discuss the implications for industry growth, regulatory collaboration, and future prospects for digital currencies.

Key Topics

• UK stablecoin regulation and its industry impact
• Comparison of US, EU, and UK stablecoin reserve requirements
• Regulatory collaboration between FCA and Bank of England
• Implications of high reserve caps and market viability
• Future outlook for stablecoin innovation and interoperability

Host: Louis Thompsett
Guest: Kieran O'Connor
Producer: Anaya McDonald
Editor: Anaya McDonald

Learn more about the latest payments insights: https://paymentexpert.com

Open banking has a problem and the FCA finally has the statutory powers to fix it.

We sit down with Andrew Self, Head of Open Banking & Finance at the Financial Conduct Authority, to find out what the new regulatory framework actually means for the UK's open finance future.

From variable recurring payments to the 2028–2030 Open Finance roadmap, Andrew breaks down the real obstacles, commercial models, consumer trust, data access and how the FCA plans to solve them.

🎙️ IN THIS EPISODE:
Intro: Why open banking is at a crossroads
The FCA's new statutory powers explained
Why the commercial model has failed so far
Variable recurring payments (VRP) — the game changer?
Reliability & error messaging: the industry's weak spot
Open Finance vision: mortgages, SMEs, and pensions
The PRISM framework: how the FCA prioritises use cases
What needs to happen before 2028

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