Payments are heating up and compliance is tightening. Capital One scoops up Brex in a blockbuster fintech deal, Truist closes the book on a costly overdraft saga, a massive crypto scam marketplace collapses, and JPMorgan freezes stablecoin accounts tied to sanctioned markets. Fin & Tech break down what it all means for banks, builders, and the future of money — with a few sharp one-liners along the way.

Fintech keeps evolving — steadily, not loudly. Block passes $200 billion in lifetime credit with a data-driven lending model, Affirm pilots bi-weekly rent payments with Esusu, and Bermuda outlines a practical plan to bring parts of its economy onchain. Our hosts walk through what’s changing, what’s still experimental, and why these moves matter for borrowers, renters, and policymakers alike.

Banks are in the hot seat as Senate Democrats probe Venezuela-linked oil dealings, Trump floats voluntary “Trump cards” to cap credit rates, and the Fed hands MUFG a coveted primary dealer badge. Meanwhile, stablecoins edge closer to the checkout counter as Ingenico tests crypto payments at the point of sale. Fin & Tech break down what it all means for banks, politics, and the future of payments — with just enough gossip to keep things interesting.