In Episode 3 of Coffee Break Real Estate, Danny Benjamin and Adam Youhanna break down the biggest myths that keep buyers stuck on the sidelines.

We cover:

• “I need a perfect credit score” and what the real minimums look like
• Credit Karma versus lender credit pulls and why FICO matters
• Simple ways to boost your score faster, including credit utilization
• “I need 20% down” and what down payment options actually look like
• PMI explained and how down payment changes the monthly payment
• Why waiting for rates to drop can cost you more through appreciation and competition
• Why talking to a lender usually will not destroy your credit
• When a second opinion can save a deal that another lender could not close

If you are thinking about buying, the goal is simple: stop guessing and get clarity. Reach out for our home buying game plan and we will help you build a strategy that fits your situation.

Subscribe, leave a review, and share this with a friend who thinks they cannot get approved.

Intro and outro music provided by Mahami Music ‪https://www.youtube.com/@mahamimusic

Connect with the hosts:

Danny Benjamin
@dsbexplores
www.YourAgentDanny.com

Adam Youhanna
@adamyouhanna
www.MortgageAdvisorAdam.com

Coffee Break Real Estate
Hosted by Danny Benjamin, real estate agent and expert, and Adam Youhanna, mortgage advisor

Focused on all things real estate.

Subscribe for weekly conversations on real world real estate.
Questions or topic requests welcome.

In this episode of Coffee Break Real Estate, Danny and Adam walk through the full homebuying game plan from start to finish.

We break down what happens before you even start touring homes, how to approach budgeting and pre approval, how to structure a strong offer, and what to expect during inspections, appraisal, underwriting, and closing. We also cover the most common deal killers that can derail a transaction and how to avoid them.

If you want a clear, step by step roadmap from dreaming about homeownership to actually getting the keys, this episode is for you.

Grab our free Dreams to Keys checklist by messaging us the word PLAN on social media.

New episodes weekly. Follow along and stay informed.

Intro and outro music provided by Mahami Music ‪https://www.youtube.com/@mahamimusic

Connect with the hosts:

Danny Benjamin
@dsbexplores
www.YourAgentDanny.com

Adam Youhanna
@adamyouhanna
www.MortgageAdvisorAdam.com

Coffee Break Real Estate
Hosted by Danny Benjamin, real estate agent and expert, and Adam Youhanna, mortgage advisor

Focused on all things real estate.

Subscribe for weekly conversations on real world real estate.
Questions or topic requests welcome.

In Episode 1 of Coffee Break Real Estate, Danny Benjamin and Adam Youhanna kick off the podcast with an unscripted introduction and an honest conversation about real world real estate.

Danny talks about his experience moving from wholesaling and fix and flips into working as a real estate agent, and how that background helps buyers during inspections, negotiations, and renovations. Adam shares what he sees on the lending side, including why communication matters, how financing can cause deals to fall apart, and why buyers should not rush the pre approval process.

They also cover common myths about buying a home, what actually causes transactions to fail, and how buyers can better prepare themselves financially before getting under contract.

This episode sets the tone for future conversations focused on education, transparency, and real experience in today’s market.

Intro and outro music provided by Mahami Music: https://youtube.com/@mahamimusic

Connect with the hosts:

Danny Benjamin

@dsbexplores
Website: https://youragentdanny.com

Adam Youhanna

@AdamYouhanna
Website: https://mortgageadvisoradam.com

Coffee Break Real Estate
Hosted by Danny Benjamin, real estate agent and expert, and Adam Youhanna, mortgage advisor

Focused on all things real estate.

Subscribe for weekly conversations on real world real estate.
Questions or topic requests welcome.