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The rise and fall of one of India's most promising bankers

The year was 2004, India's economy was booming, and "India Shining" seemed like a true slogan. Around the same time, a nonbanking financial company applied for and received a license to operate as a private bank. Yes Bank was born. Its rise was phenomenal, and it soon became the fourth-largest private bank in the country, with approved permissions to operate in Singapore, London, and Dubai. The returns were also immense: shareholders received hefty dividends on their investments for years on end.

That is, till the skeletons began tumbling out of the Yes Bank lockers. Stories of the bank's reckless lending were going around, and allegations of bribery and corruption became rife. Ultimately, in March 2020, the bank ran out of money, and customers were unable to get their own savings out of their accounts. The bank's promoter, Rana Kapoor, was arrested, and multiple agencies began what is still an ongoing probe.

Yes Man is the story of Rana Kapoor and his Icarus-like flight that eventually led to the Yes Bank crisis. From starting out as a junior employee at Bank of America to leading a bank worth billions, Kapoor's rise and fall is a case study in ambition, greed, and deceit. In this hard-hitting book, Pavan C. Lall not only details Rana Kapoor's journey but also asks tough questions about the banking system, its regulators, and even the business environment that led to a point of no return for Yes Bank.

©2020 Pavan C. Lall (P)2021 HarperCollins Publishers

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