In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stay motivated towards clearing your debt.

This episode was inspired by a gal who slid into my DM’s recently. She shared that she originally had 40K of debt and is now down to 5K of debt, however feels a serious lack of motivation to get her last chunk of debt cleared. Does this resonate with you? Sometimes it seems the closer you get to your goal, the harder it is. I’ll let you into a little secret…The driving force behind achieving your goals isn’t motivation. Tune in, because the advice inside this episode can be applied to clearing debt but also your life and other aspects of money.

You need to stop passing control over to the hands of motivation. If you rely on motivation to be the sole thing that helps you achieve your dreams, goals and ambitions, hate to break to you but you’re fucked. Motivation comes and goes in alignment with your emotions, energy and thoughts on any given day, and what rocky territory this is to be. We need strong foundations and we need to rely on action. The focus of working towards our goals and dreams needs to be in the hands of discipline, action, habits and systems. It’s here that you will achieve financial freedom, whatever that means to you.

In this episode:

• What happens when you rely solely on motivation to reach your goals
• What you need to be focus on instead to achieve your dreams
• What habits and systems you need in place to clear your debt
• How to change your language to get ahead in life
• 3 tips on how to successfully clear your debt

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing my experience with money as a single woman.

I think it’s really important to talk about the intersectionality between money and your relationship status. Take me, I’m 30 years old, I’ve been single my whole life and there’s been countless times that I’ve considered my finances as a single gal. It's not surprising that a lot of single women worry about their finances. To add to this worry, women are already financially behind in society because of the gender wealth gap including pay, pension and investing.

There are physical costs associated with being single that get removed or lessened when you form a relationship, for example; splitting the cost of a wedding gift, a hotel room on holiday or a taxi home. Then, there's the mindset element. When you're in a relationship, there's a portion of your financial worries that get halved. These can be financial worries in the moment like losing your job, or financial worries about the future such as affording retirement or buying property. This is why as a single gal it's fundamental to learn how to invest so that you can work towards your financial freedom, independence and security, and ultimately protect yourself regardless of your relationship status.

In this episode:

• The intersectionality between money and your relationship status
• Why single women worry about their finances
• Why investing as a single gal is crucial
• Why women are financially behind in society
• The extra costs associated with being single
• How being single can help you form an abundant mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to get out of your spending era.

Do you feel like you've been in an era of spending loads of money? Your bank balance is evaporating before your eyes, money is coming out quicker than it’s coming in and you’re ready to step into your good money management era. Sounding all too familiar? I got you. In today’s quick fire ep, I’m sharing my 5 tips on how to reign in your spending and exactly what you need to do to tap into your higher self and become financially free.

Caveat to this, if you are in your spending era, it’s not necessarily a bad thing. Sometimes if you've been saving or investing, and you've been consistent and committed for a while, it's ok to go through a period of spending money. I believe that balance is not just 50/50 for life. It’s knowing that sometimes you’re going to save and invest more because you’re working towards a big happy goal, and sometimes you're going to spend more because you’re simply enjoying your life and money. The sweet spot (and what you should all be aiming towards) is understanding how to be mindful and happy with your choices and what you prioritise.

In this episode:

• How reconnecting with your ‘why’ will transform your spending
• How to realign with your financial goal
• Why you need to organise a money date this month
• How to automate your savings, starting with just £10
• Why you should create a daily practice to improve your money management

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing how to stop letting your money go.

Are you sick of feeling like your money is constantly slipping through your fingers? Does it disappear before you can even think about saving or investing? I get it, it can be hard to manage your money, especially when there are so many moving parts. There’s a lot of factors that can impact your money management; the economy, inflation, being single or a business owner, etc. Which is why it’s so important to shift as things change for you. It’s about not getting caught up, overwhelmed or lost in your finances. It’s about being intentional, aware and able to recognise habitual things in the present moment that will help your future self.

If you want to become financially independent, you need to learn how to grow and manage your money by building an abudance mindset and trusting yourself. To start on this journey, you need to take small actions to manage your money. This could look like commiting to monthly money dates, showing yourself that you're good with your finances and tracking your spending. These actions will build up your identity and behaviour over time, and little by little each day you'll become a step closer to a version of yourself that's good with money, financially free and empowered.

In this episode:

• Tip #1 | Track your spending
• Tip #2 | Change your identity
• Tip #3 | Build trust

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing a life, dating and business update.

Strap yourself in, because a LOT has happened in Q1 of 2024, including multiple dates, a mindfulness retreat which quite frankly changed my entire existence, and some big revelations in my business. I’ll be spilling the tea on my latest dates including a failed second date with an Irish barman and a hilarious triple date. Plus, I’ll be sharing invaluable lessons from a talk with Liz Gilbert, Author of Eat Pray Love and one of my favourite books, Big Magic.

Tune in to today’s episode to hear all about the 2 day mindfulness retreat I attended with Global Coaches Jessie Douglass-Smith McGraw and Wyn Morgan. The retreat was centred around the idea that all of our suffering comes from our thoughts, but we are not our thoughts. Yes we have thoughts, but we get to choose which thoughts to believe and it’s our inner wisdom and life energy that keeps us going as humans. This retreat honestly changed my life and this episode could be the catalyst to change yours too.

In this episode:

• Lessons from a talk with Liz Gilbert
• The 2 day retreat which changed my life
• Dating tales from Dubai
• Spilling the tea on our double turned triple date
• A breakdown of my upcoming CEO day
• What’s coming up at Mind Money Soul HQ

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Follow Jessie Douglass-Smith McGraw

Follow Wyn Morgan

In this episode of the Mind Money Soul podcast, I’m going to be sharing why millionaires invest.

No one ever got rich JUST from saving. Yes, saving is an important part of your financial plan; it allows you to learn the art of delayed gratification, how to not spend all your money and it teaches your body and brain what it feels like to hold onto money. However, if you only save in cash, it’s a recipe for disaster. Your buying power decreases every year due to inflation which is killing all of your hard earned money. This is why millionaires do what they can to retain the buying power of their money by taking calculated risks, investing and growing their money. There are proven successful methods of investing your money for profit to beat inflation, retain the buying power of your money and increase your net worth including investing in property, the stock market, businesses, gold, art, collectables and bitcoin.

Your capital is always at risk, which is why it’s so important to do your education around investing. Those who learn and understand the language of money, understand their own risk profile and learn how to make their money work for them, are the ones who come out on top. Investing is a huge part of financial independence and the simple fact is, if you want to be wealthy, you’ve got to invest. You’re never going to rich just from saving. There’s a narrative that you have to be rich to invest but that’s not true. Start small, start today and begin working towards your financial freedom now.

In this episode:

• How the perceived value of money is determined economically and emotionally
• How money was created as an universal way to exchange value
• Why you will never become wealthy just from saving your money
• How millionaires retain the buying power of their money
• The huge financial difference between saving or investing your money
• How to learn how to invest in order to achieve financial independence
• Things that impact becoming a successful investor

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing why all millionaires work on their relationship with money and why you should be, too.

Relationships aren’t easy, they take work. Think about your friendship circle, you need to put in time, effort and organisation in order for these relationships to thrive. This could look like taking time out of your busy schedule to communicate and check in with each other. If you neglected your friendship, chances are your friend would be looking for a new bestie. If we think about relationships in a romantic sense, you need to have date nights, spend quality time together and put in the work when issues arise. If you don’t, your relationship will fall apart. Bottom line is, in order for relationships in any capacity to thrive, there is always love, respect and effort.

Now, the same goes for money! You have to give your money quality time. You have to show your money care and respect. It needs to know your desires and expectations. It needs guidance so it can work in alignment with you and your big happy goals. Improving your relationship with money and working on your money mindset are the foundations to achieving your millionaire status. Millionaires have an abundant mindset, they understand the importance of working on their relationship with money, taking risks, investing and learning about financial empowerment. This is the secret sauce to becoming and staying wealthy.

In this episode:

• Characteristics of healthy & unhealthy relationships
• What does a healthy relationship with money look like?
• How to identify if you’re a good house for money
• How your energy can attract or repel money
• The best way to improve your relationship with money
• How to understand your limiting beliefs
• How to improve your money mindset with subconscious reprogramming
• How to reach millionaire status with an abundant mindset

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

In this episode of the Mind Money Soul podcast, I’m going to be sharing why it’s imperative that you plan for the future.

The term future can mean anything from 1 day to 10 years but the simple fact is, if you don’t have a financial plan for your future, it’s going to happen TO you, not FOR you. So, what does creating a financial plan look like? Short term planning looks like creating a monthly spending plan, knowing how you’re going to spend your money tomorrow and moving money aside for short term goals and emergencies. Long term planning looks like big picture thinking, creating a vision for what you want your life to look like in 10+ years, and making an actual plan to get there.

Creating financial goals is so much more than just deciding how much you want in your pension pot. It’s about the bigger picture; what do you want from your life and how do you want it to feel? You get to choose. In this world we have autonomy and the way that we show up on a day to day basis is going to help create and shape our future. Your daily habits, become your life. Financial independence won’t just happen to you, you have to make it happen for yourself. Your big happy goals aren’t going to just fall into your lap, so making a plan and taking action is essential - this is how millionaires get and stay wealthy.

In this episode:

• Short term planning vs. long term planning
• The link between money and mental health
• How to identify and understand your career drivers
• How to uncap your income ceiling in an job that brings you joy
• How to build wealth sustainably to achieve financial freedom
• How to reverse engineer your financial dreams
• Mindset hacks: demolish limiting beliefs and dream big
• Rags to riches: the perseverance behind ‘overnight success’

Resources

Download the ULTIMATE annual money planner

Connect with me on Instagram, on LinkedIn or on TikTok

Send me an Email

Book a Money Mindset Exploration Session

Get a copy of my FREE Monthly Spending Planner Template

Get a copy of my FREE Money Date Template

Join Becoming Debt Free

Join The Feel Good Investor

Use the free compound interest calculator