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The Color of Money

Black Banks and the Racial Wealth Gap

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The Color of Money

Yazan: Mehrsa Baradaran
Seslendiren: Lisa Reneé Pitts
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Özet

When the Emancipation Proclamation was signed in 1863, the black community owned less than one percent of the United States' total wealth. More than 150 years later, that number has barely budged. The Color of Money pursues the persistence of this racial wealth gap by focusing on the generators of wealth in the black community: black banks.

The catch-22 of black banking is that the very institutions needed to help communities escape the deep poverty caused by discrimination and segregation inevitably became victims of that same poverty. Not only could black banks not "control the black dollar" due to the dynamics of bank depositing and lending but they drained black capital into white banks, leaving the black economy with the scraps.

Mehrsa Baradaran challenges the long-standing notion that black banking and community self-help is the solution to the racial wealth gap. These initiatives have functioned as a potent political decoy to avoid more fundamental reforms and racial redress. Examining the fruits of past policies and the operation of banking in a segregated economy, she makes clear that only bolder, more realistic views of banking's relation to black communities will end the cycle of poverty and promote black wealth.

©2017 The President and Fellows of Harvard College (P)2017 Tantor Americas Banks & Banking Black & African American Economic History Economics Law Social Sciences United States Para Bankacılık Ekonomik eşitsizlik Ekonomik Eşitsizlik Kapitalizm Sosyalizm Sosyal adalet Ayrımcılık Siyah güç hareketi Eşitlik Vergilendirme Afrika Liberalizm Toplumsal hareket Sivil haklar Martin Luther King
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"Baradaran's brilliant and devastating analysis leads to an irrefutable conclusion: the racial wealth gap is the product of state law and public policy, and will only be reversed when the same governmental tools that created segregation and discrimination are deployed to end it." (Beryl Satter, author of Family Properties)
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A huge thank you to the author..This has given me a deeper insight into the foundational political economy of USA and how it's entrenched racism and exploitation of African America prevails. The persistent attempts by African Americans to correct these wrongs through self organising and how this ultimately fed wealth back to the very State they were trying to gain parity with was articulated well. I really look forward to sharing this book snd reading more from this author.

Excellent read!

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This book ties together historical institutional limits on Black wealth-building. The analysis is sound but also the story is really clear and the language isn’t complicated. Great work by the narrator too - she made it even more human and sensitive

Broad and detailed

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I learnt a lot from this book. Great starting point when looking into how the black economy is where it is globally .

Economics in black and white

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