Despite all the warning bells, Black Friday arrives as a devastating tidal wave that completely destroys our fragile economy in a single day. There is panic in the streets as banks close their doors, seemingly forever, at noon. Store shelves are swept bare and the gas pumps soon run dry. Jimmy Logan watches in disbelief as his world crumbles before his eyes. Luckily, he has friends who have planned ahead for this nightmarish scenario and he joins up with a group who plan to ride the storm out in northern Minnesota. Some of their group will be dead before the sun sets.

Jimmy soon finds himself in the battle of his life. The world changes in a single day and there seems to be no going back. People want what they have and they are willing to do anything, even kill, to get it. The government responds to the crisis by using the National Guard to round up the population and to secure them in relocation camps. Those who resist are shot.

This is Jimmy's story, but the premise might have been torn from today's headlines. The diverse group of people in this story could be your neighbors; your relatives, and this is a very realistic look at what the future might hold for all of us. What would you do to feed your family if you suddenly found that your life savings was as worthless as yesterday's newspaper? How far would you go to protect what you had, in case it was all that stood between you and starvation? Desperate Times explores these questions from Jimmy's point of view, the result is a thought-provoking story that may change the way you look at the world.