In today’s episode, Ralph Estep Jr. and Juliet talk through whether Social Security will be there for millennials and how an engaged couple should handle $42,500 in debt before the wedding.

In This Episode

✓ All 100 economists polled expect a Fed rate hike in December

✓ 40% of homeowners got family help with a down payment, and why lenders want a gift letter

✓ Fake Medicare ads can show up above the real site

✓ One Good Question: engaged with $42,500 in debt, where do you start?

✓ Side Hustle Corner: why a $50 yard job can pay about $11 an hour

✓ Social Security in 2032: what 78% of scheduled benefits means for your check

✓ Money Move: save $7 a day in a separate emergency account

If you’ve ever wondered what Social Security will really pay you, this episode gives you the numbers to plan around.

Resources

Watch live:

https://www.becomingfinanciallyconfident.com/live

Giveaway:

https://www.becomingfinanciallyconfident.com/giveaway

Book a call:

https://www.ralphestepjr.com/schedule

Year-End Personal Tax Review:

https://www.becomingfinanciallyconfident.com/yearend

Be on the show:

https://www.becomingfinanciallyconfident.com/stuck

Medicare:

https://www.medicare.gov

Social Security Trustees Report:

https://www.ssa.gov/oact/tr/2026/II_A_highlights.html

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Have a money question?

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Companies Mentioned

Congaplex

Instagram

Kalshi

Reuters

LendingTree

Netflix

Google

Apple

Safari

Opera

Funko Pop

Toyota

McDonald’s