Showing results by narrator "Dale Rich" in All Categories
-
-
Sound of Thunder
- Heavy Thunderstorms, Lightning and Rainstorm Sounds for Deep Sleep, Relaxation, Meditation, and Reducing Stress
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 3 hrs and 35 mins
- Original Recording
-
Overall
-
Performance
-
Story
My dog is not there anymore. She’s on the other side of the storms now. But, the sound of thunder and rain is still one of my favorite in the world. Whether you want to meditate, study, relax, or fall asleep, it’s the perfect sound to feel calm, safe, and protected. Now download this audiobook, and enjoy the rumbling sounds of a stormy night.
-
-
What a great way to relax!
- By Michael Obrien on 21-09-22
-
Sound of Thunder
- Heavy Thunderstorms, Lightning and Rainstorm Sounds for Deep Sleep, Relaxation, Meditation, and Reducing Stress
- Narrated by: Dale Rich
- Length: 3 hrs and 35 mins
- Release date: 16-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Songs of Mother Earth
- Sounds of Nature Complete Collection (9 Books in 1)
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 30 hrs and 58 mins
- Original Recording
-
Overall
-
Performance
-
Story
Listening to Mother Earth’s natural sounds is of course incredibly relaxing and enjoyable. However, did you know it was good for your health too? According to a study from the Department of Biology at Carleton University, natural sounds have tremendous benefits for your health and mood. Water sounds, such as that gurgling brook or a steady waterfall, turned out to be very effective at improving positive effects, while bird sounds were amazing for lowering stress and annoyance.
-
-
Close to nature
- By Caitlyn Heane on 27-09-22
-
Songs of Mother Earth
- Sounds of Nature Complete Collection (9 Books in 1)
- Narrated by: Dale Rich
- Length: 30 hrs and 58 mins
- Release date: 23-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £22.00 or 1 Credit
Sale price: £22.00 or 1 Credit
-
-
-
The Kingdom, the Power & the Glory
- Manifesting the Kingdom of God
- By: Anthony Reinglas
- Narrated by: Dale Rich
- Length: 6 hrs and 27 mins
- Unabridged
-
Overall
-
Performance
-
Story
This highly informative new audiobook will explain the kingdom of God like never before, unlocking some secrets, doors, and keys to the kingdom that will fuel and ignite your walk, mission, and purpose from this day forward!
-
The Kingdom, the Power & the Glory
- Manifesting the Kingdom of God
- Narrated by: Dale Rich
- Length: 6 hrs and 27 mins
- Release date: 12-01-23
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £14.99 or 1 Credit
Sale price: £14.99 or 1 Credit
-
-
-
Competing Empires in Burma
- A Chronicle of the China-Burma-India Theater of Operations in World War 2
- By: Quin Cho, Sunwoo Park
- Narrated by: Dale Rich
- Length: 4 hrs and 7 mins
- Unabridged
-
Overall
-
Performance
-
Story
In considerable operational detail, this chronicle captures not only the logistical nightmare of fighting in the CBI theater, but also the impossible dilemma confronted by colonial subjects in Asia during an inescapable global conflict. Should they trade a western colonial power for a Japanese version? Should the Burmese National Army betray Japan and ally with the British and Allied forces? Could Japan be trusted to “Free India” within a “Greater East Asian Co-Prosperity Sphere” as the India National Army hoped?
-
Competing Empires in Burma
- A Chronicle of the China-Burma-India Theater of Operations in World War 2
- Narrated by: Dale Rich
- Length: 4 hrs and 7 mins
- Release date: 05-08-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
60 Days to Becoming a Smarter Manager
- How to Meet Your Goals, Manage an Awesome Work Team, Create Valued Employees and Love Your Job (Business Management Success Training)
- By: Matilda Walsh
- Narrated by: Dale Rich
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Congratulations, you’re a manager! But the question is, what’s next? This might be your first time in a management role, and you’re both excited and a little nervous to get up to speed asap and do a great job. But you’ve never managed people before like this, so you’re secretly a little worried. You might also be an experienced manager, who is ready to take your skills to the next level, try out our proven strategies and tips, and get ready for your next promotion. Either way, the good news is that you’re in the right place.
-
60 Days to Becoming a Smarter Manager
- How to Meet Your Goals, Manage an Awesome Work Team, Create Valued Employees and Love Your Job (Business Management Success Training)
- Narrated by: Dale Rich
- Length: 3 hrs and 22 mins
- Release date: 19-08-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Fall Asleep in a Tropical Island with Ocean Waves and Seagulls Sounds
- Deep Sleep, Stress Relief, Study, Meditation, Yoga, and Focus
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 3 hrs and 37 mins
- Original Recording
-
Overall
-
Performance
-
Story
The sound of waves crashing on the shore. The wind blowing through palm trees and leaves. You can hear animals scurrying through bushes, frogs croaking, fish jumping out of the ocean to catch their prey, and seagulls crying overhead! There is nothing like closing your eyes and feeling the warm sand between your toes as you hear nature’s tropical sounds wash and cleanse you—it has been proven to be healing for both body and soul! Whether you want to meditate, study, relax, or fall asleep, it’s the perfect sound to feel calm, safe, and protected.
-
Fall Asleep in a Tropical Island with Ocean Waves and Seagulls Sounds
- Deep Sleep, Stress Relief, Study, Meditation, Yoga, and Focus
- Narrated by: Dale Rich
- Length: 3 hrs and 37 mins
- Release date: 28-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Rainforest Rain: Sounds for Sleeping or Studying
- Jungle and Tropical Birds Singing Under the Rain for Relaxation and Focus
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 3 hrs and 32 mins
- Original Recording
-
Overall
-
Performance
-
Story
It has been raining for hours, but you don’t care. It is the sound of life. The rainforest is alive with noise and birdsong. A cacophony of animal sounds fills your ears as you listen to the rain drumming on the large leaves above you. These pockets of jungle are magical places where so many species live together in harmony - over 400 different bird species are singing in unison! There’s nothing like the sounds of the rainforest to instantly put your mind in a calm and zen-like state. It’s like you can hear your thoughts slowing down; they’re so deep and wholesome.
-
Rainforest Rain: Sounds for Sleeping or Studying
- Jungle and Tropical Birds Singing Under the Rain for Relaxation and Focus
- Narrated by: Dale Rich
- Length: 3 hrs and 32 mins
- Release date: 15-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Polite Paws and Friendly Claws
- By: Tanya Orr
- Narrated by: Dale Rich
- Length: 6 mins
- Unabridged
-
Overall
-
Performance
-
Story
Discover the magic of good manners with Sammy Squirrel, Betty Bee, and their animal pals in 'Polite Paws and Friendly Claws.' These whimsical tales for ages 2-8 teach valuable lessons about saying 'please,' 'thank you,' and more, all wrapped in funny and heartwarming stories. Perfect for parents to listen with little ones, this charming book is a celebration of kindness and courtesy in a delightful meadow filled with furry and feathered friends.
-
Polite Paws and Friendly Claws
- Narrated by: Dale Rich
- Length: 6 mins
- Release date: 25-03-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £3.69 or 1 Credit
Sale price: £3.69 or 1 Credit
-
-
-
Sleep by the Fire
- Relaxing Ambient Sounds of Burning Logs and Crackling Fireplace for Sleep, Study, and Meditation
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 3 hrs and 3 mins
- Original Recording
-
Overall
-
Performance
-
Story
I was a lucky child. Not only did I grow up in a loving family in the beautiful countryside of France, but my parents also had a large fireplace. That fireplace was one of the cornerstones of our family. Every year, for one or two months, my family and I would reunite every evening around the fireplace. My father would grill chestnuts in the fire, and I would stand there fascinated, watching the flames roam free, hearing the log crackle and turn red. Whether you want to meditate, study, relax, or fall asleep, it’s the perfect sound to feel calm, safe, and protected.
-
Sleep by the Fire
- Relaxing Ambient Sounds of Burning Logs and Crackling Fireplace for Sleep, Study, and Meditation
- Narrated by: Dale Rich
- Length: 3 hrs and 3 mins
- Release date: 10-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Gentle Night Rain on Forest Leaves
- Rain Sounds to Sleep, Beat Insomnia, Relaxation, and Study
- By: Premium Sound Production
- Narrated by: Dale Rich
- Length: 3 hrs and 37 mins
- Unabridged
-
Overall
-
Performance
-
Story
When it’s raining inside the forest, you always start to relax into a feeling that only nature can provide. You lay back in your bed and close your eyes, taking deep breaths as you listen to the sounds of nature around you. It feels like everything is finally going well for once - there are no worries or fears anymore because everything is perfect with nature around us.
-
Gentle Night Rain on Forest Leaves
- Rain Sounds to Sleep, Beat Insomnia, Relaxation, and Study
- Narrated by: Dale Rich
- Length: 3 hrs and 37 mins
- Release date: 10-03-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
The All-New Book of Amazing Facts, Volume 1
- Featuring 101 Facts from Nature, Science, Culture, History & More!
- By: Doug Batchelor
- Narrated by: Dale Rich
- Length: 3 hrs and 18 mins
- Unabridged
-
Overall
-
Performance
-
Story
For more than 25 years, Pastor Doug Batchelor, president of Amazing Facts, has been using historical, scientific, and other amazing facts to share the gospel, making the Bible more approachable and easier to understand for millions. And now many of his most popular and unusual facts have been compiled in this exciting new collection.
-
The All-New Book of Amazing Facts, Volume 1
- Featuring 101 Facts from Nature, Science, Culture, History & More!
- Narrated by: Dale Rich
- Length: 3 hrs and 18 mins
- Release date: 08-12-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
The All-New Book of Amazing Facts - Volume 2
- By: Doug Batchelor
- Narrated by: Dale Rich
- Length: 3 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
The All-New Book of Amazing Facts - Volume 2, features some of the most eye-opening and sometimes unbelievable facts that Pastor Doug has used in his radio and television programs, sermons, and books to teach amazing Bible truths. For more than 25 years, Pastor Doug Batchelor, president of Amazing Facts, has been using historical, scientific, and other amazing facts to share the gospel, making the Bible more approachable and easier to understand for millions.
-
The All-New Book of Amazing Facts - Volume 2
- Narrated by: Dale Rich
- Length: 3 hrs and 20 mins
- Release date: 19-10-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Prayer Dynamics ...
- . . . A Peep Into the 'How' of Praying
- By: Pst Tomowo
- Narrated by: Dale Rich
- Length: 4 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
I sure have been a victim of praying and praying and praying… for many years with no results nor answers to show for my prayers! Until the Lord stepped in, in His Mercies, Thank GOD, He intervened, and showed me that it is ‘Not by might nor by power, but by My Spirit’….Says the Lord of host.’ (Zechariah 4:6 NKJV). I sure have prayed…Thank GOD, I waited, for what I now know, and the worth of what is now shown me, worth all the waiting!
-
Prayer Dynamics ...
- . . . A Peep Into the 'How' of Praying
- Narrated by: Dale Rich
- Length: 4 hrs and 19 mins
- Release date: 05-02-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £13.79 or 1 Credit
Sale price: £13.79 or 1 Credit
-
-
-
Understanding the Works of Darkness...
- Lest Satan Should Take Advantage of Us!
- By: pst tomowo
- Narrated by: Dale Rich
- Length: 5 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Understanding the works of darkness will amaze you and cause you to shiver. You will wonder how exposed and vulnerable we all are. How, then, do we overcome them? Understanding the works of darkness helps checkmate these vices in our lives, lest Satan should take advantage of us.
-
-
Not the usual oppression & deliverance doctrine!
- By Dorothy Adeosun on 17-04-21
-
Understanding the Works of Darkness...
- Lest Satan Should Take Advantage of Us!
- Narrated by: Dale Rich
- Length: 5 hrs and 14 mins
- Release date: 08-04-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £14.99 or 1 Credit
Sale price: £14.99 or 1 Credit
-
-
-
How to Start a Vending Machine Business
- The Essential Step-by-Step Guide to Start, Scale & Manage Your Vending Machine Business. Generate Passive Profits and Unbind Your Income from Time.
- By: Rodney Grimble
- Narrated by: Dale Rich
- Length: 2 hrs and 53 mins
- Unabridged
-
Overall
-
Performance
-
Story
Nowadays, the world is changing fast toward global automation, even in the world of work! It’s a golden moment for those who want to ride this wave and build financial freedom, getting back much more time for their loved ones, their passions, and their lifestyle. Step by step, you’ll discover the world of vending machines, forging your skills in this profitable market.
-
-
Helpful guide
- By Hannah Hayward on 24-07-22
-
How to Start a Vending Machine Business
- The Essential Step-by-Step Guide to Start, Scale & Manage Your Vending Machine Business. Generate Passive Profits and Unbind Your Income from Time.
- Narrated by: Dale Rich
- Length: 2 hrs and 53 mins
- Release date: 18-07-22
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £6.39 or 1 Credit
Sale price: £6.39 or 1 Credit
-
-
-
Single Dad Second Chance
- By: Daisy Flynn
- Narrated by: Dale Rich, Claire Glover
- Length: 3 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
Talk about a Cat Fight! The way Carmen took on my Ex and chased her off…it just makes me want her even more. If only the police could catch that witch before someone gets really hurt. Carmen putting herself between my crazy Ex and my daughter means so much. I’m not alone now, but there’s so much more at stake. Now everyone is scared and on edge, just waiting for the next attack. How much longer can this go on? I’ve never had so much to lose…or so much to gain. Just one arrest, and we could put these bad times behind us.
-
Single Dad Second Chance
- Narrated by: Dale Rich, Claire Glover
- Length: 3 hrs and 11 mins
- Release date: 06-02-24
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £11.99 or 1 Credit
Sale price: £11.99 or 1 Credit
-
-
-
Fences
- By: J.A. Snow
- Narrated by: Dale Rich
- Length: 12 hrs and 37 mins
- Unabridged
-
Overall
-
Performance
-
Story
The story of two Civil War soldiers who fight on opposite sides but somehow come together in an unexpected bur profound way. Based on a true story of the author's own ancestors, it is a story of how their families united despite the odds.
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £19.00 or 1 Credit
Sale price: £19.00 or 1 Credit
-
-
-
Is Divorce a Sin?
- The Truth Will Set You Free
- By: Lonnie W Bennett
- Narrated by: Dale Rich
- Length: 2 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
Is divorce a sin? Millions of people across the world have suffered through a misinterpretation of Jesus' statements regarding divorce. Faulty translations and ignorance of Jewish culture have led to a mass misunderstanding of the Bible’s true stance on this topic. This book is designed to offer salve for the wounds caused by this confusion, and help those suffering know that they’re not second-rate citizens of the Kingdom.
-
Is Divorce a Sin?
- The Truth Will Set You Free
- Narrated by: Dale Rich
- Length: 2 hrs and 49 mins
- Release date: 16-11-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £6.39 or 1 Credit
Sale price: £6.39 or 1 Credit
-
-
-
Jesus Christ
- My Substitute, My Sacrifice, My Inheritance...
- By: Pst Tomowo
- Narrated by: Dale Rich
- Length: 2 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
This is the Salvation Continuum.... The uninterrupted, continuous succession of salvation attainable through Our Lord Jesus Christ starts from substitution, followed by sacrifice, then inheritance. When the essence of Christianity is not known, the substitution, sacrifice, and inheritance packages of Salvation Continuum not well spelt out; doubts around the realities of Christ’s existence and purpose for mankind will linger on...so also are "trials and errors", "buying and selling", "falsehood and gimmicks" will become the order of the day as seen in our world today.
-
-
The narrative is beautiful 😍!
- By Dr Joyce Edeki on 22-03-21
-
Jesus Christ
- My Substitute, My Sacrifice, My Inheritance...
- Narrated by: Dale Rich
- Length: 2 hrs and 19 mins
- Release date: 18-03-21
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £6.39 or 1 Credit
Sale price: £6.39 or 1 Credit
-
-
-
Unfazed and Unafraid
- 2 Books in 1 - Unlimited Self Esteem with a Confident Heart, from Fearless Public Speaking to Making Confident Impressions on Anyone
- By: Noah Marcello
- Narrated by: Dale Rich
- Length: 6 hrs and 45 mins
- Unabridged
-
Overall
-
Performance
-
Story
If you don’t believe in yourself, no one else will. Timidity is unflattering, but fearless confidence leaves a lasting impression. Confidence opens doors and leads you on a path of endless opportunities. It is the most important key to success. Yet so many people struggle with it. Are you one of them? Do you struggle with self-doubt, inadequate self-confidence, social anxiety or low self-esteem? Do you want to know what it’s like to be fearless, bold, and immune to other people’s opinions?
-
Unfazed and Unafraid
- 2 Books in 1 - Unlimited Self Esteem with a Confident Heart, from Fearless Public Speaking to Making Confident Impressions on Anyone
- Narrated by: Dale Rich
- Series: Unfazed and Unafraid, Book 2 books in 1
- Length: 6 hrs and 45 mins
- Release date: 01-10-20
- Language: English
Failed to add items
Sorry, we are unable to add the item because your shopping cart is already at capacity.Add to basket failed.
Please try again laterAdd to wishlist failed.
Please try again laterRemove from wishlist failed.
Please try again laterAdding to library failed
Please try againFollow podcast failed
Unfollow podcast failed
Regular price: £14.99 or 1 Credit
Sale price: £14.99 or 1 Credit
-