In this episode we discuss some of the most common ways to spoil your happy and financially stable retirement.

Some of these came from our recent meet-up event at Caernarfon and some of them from discussions in our Facebook group (see below).

What can you do to avoid these traps? And if you're in them, what can you do to get out?

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A bit of a clickbaity title maybe, but we thought we might try and game the algorithm a bit and direct some new listeners to the podcast.

What are the five biggest mistakes for those looking for financial independence or retiring early? And what can you do about them?

We keep it simple and focus on the handful of areas that you can easily address now and that will help you reach your goal more quickly.

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This time we have our regular guest John and we are looking at questions posted in our Facebook group (see the community link below) covering a wide range of FIRE areas including:

What are the trade-offs in retiring early and how important is it to understand tax?

How do you deal with one partner having a much larger pension?

Should you include the state pension in your planning and what if it needs topping up?

What about house or pet sitting as a way to reduce holiday costs in retirement?

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