On this weeks episode of the 9innings Podcast.. A crypto exchange reportedly lost $6.4 billion after a DevOps engineer left a laptop accessible to a North Korean operative and, Tyrone Ross Jr. argues, keeping so much crypto in online “hot wallets” made the damage worse.

He joins the show to unpack what’s known, whether Binance can afford to reimburse users, and why Ross thinks crypto customers should get assets off exchanges. The conversation also turns personal: Ross recalls growing up without a bank account and seeing crypto move money in minutes, while acknowledging the industry’s scams, bad actors and steep barriers for the unbanked. Note: The transcript’s account of the incident is presented as breaking news and includes claims that may need independent verification.

00:00 – Introduction

01:24 – Tyrone Ross Jr. on the Crypto Exchange Exploit

05:19 – Binance’s Responsibility and Exchange Security

10:14 – Crypto Hacks, Bitcoin’s Resilience, and Market Confidence

13:36 – Does Bitcoin Have Real Economic Value?

25:04 – Crypto’s Reputation, Scams, and Banking the Unbanked

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In this episode, host Kevin Thompson sits down with Ryan Luckey, an adjunct professor at TCU specializing in NIL (Name, Image, and Likeness) in college sports. They discuss how NIL has transformed college athletics, giving athletes the ability to profit from their personal brands while also opening the door to direct compensation from schools.

The conversation explores the growing financial divide between large and small programs, the disruptive impact of the transfer portal, the potential role of government regulation, and the evolving definition of the “student-athlete.”

Ryan offers a cautiously optimistic view of NIL’s future, emphasizing the need for better governance, greater standardization, and clearer rules across college athletics. At the heart of the discussion is a fundamental question: How do we build a sustainable system while ensuring athletes finally receive their fair share of the value they help create?

00:01:37 — The NIL Revolution in College Sports

00:04:26 — How College Athletes Actually Get Paid

00:08:12 — Is NIL Widening the Gap Between Schools?

00:10:43 — NIL, the Transfer Portal & College Free Agency

00:17:04 — Should the Government Regulate NIL?

00:27:07 — Will NIL Save or Destroy College Sports?

NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page

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A business owner may be financially ready to retire, but what happens when their spouse is a decade younger and still needs health insurance?

In this episode, I'm joined by Andy Panko of Tenon Financial to discuss the costly and often complicated road to Medicare. We explore how employer-sponsored health insurance can mask the true cost of coverage, the challenges of retiring before 65, and the decisions retirees face when choosing between Medicare Advantage and traditional Medicare.

We also dive into Social Security's earnings test, the uncertainty surrounding Roth conversion projections, and one of the biggest challenges in retirement that has little to do with numbers: having enough money to retire but still being afraid to stop working or spend what you've spent decades saving.

00:00 – Introduction

01:37 – Andy Panko Joins the Conversation

02:36 – Retiring Before 65: The Health Insurance Gap

09:00 – The Hidden Cost of Employer Health Insurance

13:26 – Social Security's Earnings Test Explained

18:17 – Medicare Advantage vs. Traditional Medicare

29:04 – Roth Conversions: Less Math, More Judgment

31:34 – Why Retirees Struggle to Stop Working and Spend Their Savings

NEWSLETTER (WHAT NOW): https://substack.com/@9icapital?r=2eig6s&utm_campaign=profile&utm_medium=profile-page

Follow Us: youtube: / @9icap

Linkedin: / kevin-thompson-ricp%c2%ae-cfp%c2%ae-74964428

facebook: / mlb2cfp

Buy MLB2CFP Here: https://www.amazon.com/MLB-CFP%C2%AE-90-Feet-Counting-ebook/dp/B0BLJPYNS4

Website: http://www.9icapitalgroup.com

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Corrections: Editing by http://SwoleNerdProductions.com

Disclosure: https://sites.google.com/view/9idisclosure/disclosure