Money For Couples with Ramit Sethi kapak görseli

Money For Couples with Ramit Sethi

Money For Couples with Ramit Sethi

Yazan: Ramit Sethi
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Get Ramit's new book, Money for Couples at iwt.com/moneyforcouples. From Ramit Sethi, host of Netflix’s ‘How to Get Rich’ and author of NYT bestselling books, ‘I Will Teach You To Be Rich,’ and ‘Money for Couples’… Imagine listening in on raw, unfiltered conversations with real couples, to explore how money psychology affects their everyday lives. Ramit talks with couples from all walks of life, helping them to get past guilt, resentment, & fighting over purchases, to help them create a shared vision for their Rich Life. Ramit asks the questions we wish we all could ask, presenting a new philosophy on money: spend extravagantly on the things you love, and cut costs mercilessly on the things you don’t. Follow Money For Couples on Instagram, YouTube, Facebook, and X to start living your rich life today. In Money for Couples, Ramit delves into the often-hidden dynamics around money issues in marriage, which can be some of the biggest challenges couples face. Money psychology impacts everything from everyday decisions to long-term dreams, and Ramit's finance coaching sessions with couples offer an eye-opening look into the deeper emotions behind financial choices. Whether you're wondering how to save for a big goal, how to invest in a shared future, or simply looking to understand personal finance in a relationship better, this podcast delivers practical, actionable insights. Each conversation reveals that money in marriage isn't just about numbers—it's about values, trust, and working together toward a Rich Life that's unique to each couple. Ramit provides a safe space for couples to unpack the beliefs and habits that may hold them back financially, guiding them toward a shared vision for their lives. With humor and empathy, Ramit's finance coaching shows couples that they can learn to save and spend in ways that enhance, rather than hinder, their relationship. Money for Couples is not only a finance podcast but a journey into what makes a marriage strong, financially and emotionally. Through the lens of personal finance, Ramit provides a blueprint for couples to navigate the challenges of managing money together, offering tools to make confident, aligned choices. So, whether you're a fan of the Ramit Sethi podcast or new to his philosophy, tune in and learn how to save, how to invest, and how to create a financial future with the person you love. Ramit's unique approach to money psychology helps couples overcome common money issues in marriage, from guilt and resentment over purchases to aligning on long-term financial goals. By exploring real couples' stories, Ramit offers insights into how money mindset affects everyday decisions and bigger life dreams. His finance coaching provides couples with a safe space to unpack their beliefs and habits around spending, saving, and investing. Rather than focusing solely on the numbers, Ramit emphasizes the importance of values, trust, and working together toward a shared vision for a Rich Life. Couples will learn practical strategies for managing money as a team, from saving for big purchases to building investment portfolios. Ramit's philosophy of "spend extravagantly on the things you love, and cut costs mercilessly on the things you don't" empowers listeners to make financial choices that enhance their relationship. Money for Couples is an essential listen for any married or committed pair looking to improve their personal finance skills and deepen their emotional connection. Ramit's finance coaching and the real-life stories of the couples he features offer a blueprint for navigating the challenges of money in marriage. Whether you're a long-time listener of Ramit's work or new to his approach, this podcast will transform how you think about spending, saving, and investing as a couple.c0c586c0-d600-11f0-806a-8f7132ddc1c5 Economics Personal Finance Relationships Social Sciences
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  • 284. "We’re worth $1.8M, but I feel guilty buying a $78 jacket”

    284. "We’re worth $1.8M, but I feel guilty buying a $78 jacket”
    27 Oct 2026
    Ramit digs into why a couple worth $1.8 million and earning around $818,000 a year still struggle to feel financially secure, even when it comes to buying a $78 jacket. Ramit Sethi of I Will Teach You to Be Rich talks with Laura and Jason, both 38, who have built significant wealth and are considering retiring in their early 40s. Jason believes they can stop working soon, but Laura isn't convinced. Despite their financial success, she worries about what could go wrong and struggles to imagine life without a regular paycheck. For Laura, spending money has always been difficult. She once became physically sick when buying her first car, and even small purchases leave her questioning whether she's being irresponsible. After her parents lost their home in 2008, she's never quite shaken by the fear that everything could fall apart. As Ramit explores their finances and walks them through three possible retirement scenarios, Laura has an emotional breakthrough. But even if the numbers say they can retire, will she ever feel comfortable enough to actually do it?A special thanks to Facet for sponsoring this episode. As of the date of this recording, Facet is waiving their enrollment fee for new annual members, and for Ramit’s audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Facet is a SEC registered investment advisor. Ramit is not a member of Facet, and has an incentive to endorse Facet as he has an ongoing fee based contract for cash compensation based on this endorsement. All opinions are his own and not a guarantee of a similar outcome. And as always, thank you to our partners at Monarch. Try Monarch for free today, and get 50% off your first year of Monarch’s core tier at https://monarch.com/ramit, promo code RAMIT. When you sign up with my link only, you’ll get your Monarch account customized with my exact CSP categories so you can see exactly how you’re stacking up to your plan each month. That’s https://monarch.com/ramit, promo code RAMIT. In this episode, we uncover: Why having $1.8 million in net worth doesn't make Laura and Jason feel financially secure Why Laura thought they earned around $400,000 when their actual household income was $818,000 Why Laura couldn't bring herself to buy a $78 jacket, despite their financial success How paying off $250,000 in debt still hasn't eliminated their fears about money What their 41% fixed costs and aggressive investment strategy mean for early retirement Why they planned to spend $1,000 a month guilt-free but actually spent nearly $6,000 Why Laura's parents losing their home in 2008 continues to influence her relationship with money How Jason's optimism about retiring at 40 clashes with Laura's fear of giving up a steady paycheck What three retirement scenarios reveal about their options to stop working at 45, 47, or 55 How they can prepare for retirement, build financial confidence, and learn to spend without guilt Chapters: (00:00:00) Introduction (00:03:41) Can they really retire in their early 40s? (00:14:14) Spending disagreements and the $78 jacket (00:20:48) Their $1.8M net worth and financial fears (00:26:34) Discovering they earn $818K a year (00:36:45) Breaking down their investments and spending (00:45:48) How childhood experiences shaped their money fears (00:59:18) Three retirement scenarios and an emotional breakthrough (01:17:24) Preparing for life without a paycheck (01:26:38) Building confidence and learning to enjoy their money This episode brought to you by: Kindred | Apply now at https://livekindred.com/ramit to join for free and earn 5 nights of travel credit Wildgrain | Get $40 off the first box — PLUS free Croissants for life — at https://wildgrain.com/ramit40, promo code RAMIT40. Trust & Will | Protect what matters most in minutes at https://trustandwill.com/ramit and get 20% off ZocDoc | Taking care of your health just got easier – start here with Zocdoc: https://zocdoc.com/RAMIT #sponsored DeleteMe | Get 20% off all consumer plans when you go to https://joindeleteme.com/ramit and use promo code RAMIT at checkout Connect with Ramit: Get my new book, Money For Couples Get Money Coaching with Ramit Download the Conscious Spending Plan Listen to my book—now on Audible Get my New York Times best-selling book Get my no-numbers journal Other episodes Instagram Twitter YouTube Apply to be coached for free on this podcast at https://iwt.com/apply
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    1 sa. ve 44 dk.
  • Inside the Secret World of Ultra-Wealthy Vacations

    Inside the Secret World of Ultra-Wealthy Vacations
    22 Oct 2026
    What does a $400,000 family vacation actually look like, and what could possibly make a hotel villa worth $15,000 a night? Ramit goes behind the scenes with luxury travel advisor Hao Tang to uncover the secret world of luxury vacations that most people never get to experience.Chapters:00:00 Introduction00:57 What Does a $400,000 Vacation Get You?03:11 The VIP Hotel Experience Nobody Sees05:24 Inside a $15,000 a Night Villa07:17 Private Chefs Who Make Anything You Want13:10 The Butlers Who Take Care of Everything21:15 The $60,000 Vacation Disaster25:06 Spending $300,000 for $1 Million in TravelThis episode is brought to you by:Gelt | Gelt is taking on new clients now. Find out if you qualify at https://joingelt.com/ramitRamit Sethi is the host of Netflix’s “How To Get Rich” and New York Times bestselling author of “I Will Teach You To Be Rich” and “Money For Couples”Come to me next live event: Virtual and In-Person Events: https://iwt.com/events Connect with Ramit: Instagram: https://www.instagram.com/ramit X: https://twitter.com/ramit Connect with Hao: Check out Hao's business, Besvisor: https://www.besvisor.com/ Follow Hao to see behind the scenes of ultra-luxury hotels: https://www.instagram.com/besvisor
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    32 dk.
  • 283. “We have 3 kids and live paycheck to paycheck. Are we screwed?”

    283. “We have 3 kids and live paycheck to paycheck. Are we screwed?”
    20 Oct 2026
    Ramit digs into how years of impulse spending, money avoidance, and unequal financial responsibility have left a couple earning around $178,000 a year with $186,000 in debt and just $571 in savings. Ramit Sethi talks with Michelle and Jeff, both 45, who have three children and are approaching 20 years of marriage. They’re earning more than ever, but still living paycheck to paycheck, with fixed costs consuming 87% of their take-home pay. Michelle feels responsible for making everything work, while Jeff admits that avoiding the numbers helps him avoid worrying about money and leaves her carrying the burden. A closer look at their spending reveals a $76,000 car purchase, buy-now-pay-later spending, and more than $9,000 spent eating out reveal how their everyday decisions keep them stuck. The conversation reaches a turning point when he asks them to step away and decide whether they’re both ready to commit to change. Together, they explore the childhood experiences behind their money habits and begin building shared rules, a spending plan, and a different financial future for their family. A special thanks to our new partners at Monarch for sponsoring this episode. Try Monarch for free today, and get 50% off your first year of Monarch’s core tier at https://monarch.com/ramit, promo code RAMIT. When you sign up with my link only, you’ll get your Monarch account customized with my exact CSP categories so you can see exactly how you’re stacking up to your plan each month. That’s https://monarch.com/ramit, promo code RAMIT. In this episode, we uncover: Why earning around $178,000 a year hasn’t stopped Michelle and Jeff from living paycheck to paycheck How Michelle became responsible for managing the money and deciding which bills could wait Why Jeff avoids the numbers, even while acknowledging the pressure it puts on Michelle What $186,000 in debt, $571 in savings, and 87% fixed costs mean for their family How a $76,000 car purchase left them with a roughly $1,000 monthly payment Why Ramit pauses the conversation and asks them to decide whether they’re ready to change How childhood experiences with money still shape their spending, trust, and communication How they spent $9,275 eating out by August, including $2,747 in a single month Why they agree to weekly money meetings, shared purchase rules, and a $75 monthly dining-out limit What their follow-ups reveal about sharing responsibility and automating savings, retirement contributions, and extra debt payments Chapters: (00:00:00) Introduction (00:02:13) Earning more, still living paycheck to paycheck (00:16:50) The purchase arguments putting pressure on Michelle (00:32:04) Ramit asks them to step away and commit (00:39:04) Facing their debt and high fixed costs (00:49:08) The childhood money patterns they’re repeating (01:05:53) Where their money is really going (01:13:34) Building shared money rules (01:20:18) Reworking their budget, savings, and debt plan (01:28:51) Follow-ups 💡 RAMIT’S PODCAST NEWSLETTER • I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI • Order my new book: Money for Couples: https://iwt.com/moneyforcouples • Take control of your money with the Conscious Spending Plan: https://iwt.com/csp • Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-pod • Join my Rich Life: Road to $100K program: https://iwt.com/100k • Listen to my book — now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI • Instagram: https://www.instagram.com/ramit/ • X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ This episode brought to you by: Facet | As of the date of this recording, Facet is waiving the enrollment fee for new annual members, and for my audience, Facet is offering $300 into your brokerage account if you invest and maintain $5,000 within your first 90 days. Head to facet.com/ramit to learn more about which membership option is best for you. Offer has been extended to 12/31/2026. #FacetAd Leesa | Go to https://leesa.com for up to 30% off mattresses PLUS get an extra $50 off with promo code RAMIT, exclusive for my listenersFabric by Gerber Life | Go to https://meetfabric.com/RAMIT and apply today, risk-free Grow Therapy | Visit https://growtherapy.com/ramit to find a therapist today Gelt | Gelt is taking on new clients now. Find out if you qualify at https://joingelt.com/ramit Want to know exactly when you’ll hit your first $100K? Rich Life: Road to $100K gives you a step-by-step system to automate your money, accelerate your timeline, and build your Rich Life along the way. Join today: iwt.com/100K Connect with Ramit: Get my new book, Money For Couples Get Money Coaching with Ramit Download the Conscious Spending Plan Listen to my book—now on Audible Get my New York Times best-selling book Get my ...
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    1 sa. ve 34 dk.
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Ramit keeps it real and is a money "doctor"!

Quickly zones in on the root cause of the problem, and helps you acknowledge it and the remedies that are measurable. A no "BS" direct approach which is what we all really need. One can relate to his clients, the pickle they find themselves in, the high emotions, disjointed-communication and high stress levels etc..... it all resonates on some level. Great info and tips to a cross range of listeners.

An actionable takeaway for all!

a refreshing straight shooter..

Bir sorun oluştu. Lütfen birkaç dakika sonra tekrar deneyin.
This couple are so loving and such a team, the committment shown to their family is beautiful.

😊🤗☺🤗😊

Bir sorun oluştu. Lütfen birkaç dakika sonra tekrar deneyin.
Ramit has changed my life and made me look at my finances in a whole new light. The podcast is raw and eye opening and I encourage everyone to listen to it.
To anyone wanting to take control of their own finances I would recommend you go buy his book too!

Life changing

Bir sorun oluştu. Lütfen birkaç dakika sonra tekrar deneyin.
These are fantastic and an absolute must for understanding the role of money in relationships and the psychology behind it. I’ve learnt a lot from these.

Must listen to!

Bir sorun oluştu. Lütfen birkaç dakika sonra tekrar deneyin.
Useful incites into the small changes I could potentially apply to my own finances to improve my own money story

Info to help me realise changes I could make

Bir sorun oluştu. Lütfen birkaç dakika sonra tekrar deneyin.