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We share a fast May 25 real estate market update, from mortgage rate movement back into the sixes to what the latest home price and sales reports suggest about demand. We also break down a major lending change: VantageScore is arriving sooner than expected, plus a simple birthday outreach habit that keeps us top of mind and wins repeat business.

• Lenders testing VantageScore alongside FICO using a dual score model
• Opening access beyond 20% down as some programs move toward normal guidelines like 3% down
• Why automated underwriting matters and what changed with DU and LP support
• Who to recontact right now: denied borrowers, thin credit profiles, first-time home buyers
• Simple agent follow up tactics using birthdays, personal mail, and manual holiday texts

Call or text Nikki at 952-484-1584 to talk more about all the opportunity headed our way! Or email: Nikki@KevnikGroup.com. Find her on socials at MortgagesFromMNToAZ.

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With Gratitude -

Angie Gerber
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