Would you let an AI agent be your financial muse, or could it influence you more than you influence it?

Ron Shevlin and Stacey Bryant debate Meta’s Muse, the warning that AI agents could accelerate bank runs, and whether anyone would pay $20 a month to move $200 from an account earning 1% to one earning 3%. They also explore how AI helped raise $2.3 million in deposits, what happens when software can open an account for you, and whether an agent can understand trust, community, and personal relationships.

It is a candid, sharp, and occasionally spicy look at who could control the future of banking: the customer, the bank, or the agent in the middle.

Show Notes:

• Is an Agentic Bank Run Coming? | The Daily Spark
• Ron's Substack

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Chapters
[00:00] Would You Let an Agent Be Your Muse?
[01:30] Could AI Agents Trigger a Bank Run?
[04:45] Would You Pay $20 to Move $200?
[08:20] Stacey Pushes Back: Convenience Has Value
[11:40] Why Better Rates Do Not Always Move Money
[15:00] How AI Raised $2.3 Million in Deposits
[18:10] The Bigger Shift: AI Opens the Account
[21:20] Can an Agent Understand Trust?
[24:05] Stacey Tests an AI Banking Recommendation
[25:00] Creators: Banking’s Overlooked Customers
[28:20] What Comes Next

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Subscribe to the What's Going On In Banking podcast here:
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