Want to take control of your credit? In this episode of the Friends and Finances Podcast, Alexandria Williams and Teresa Griffith explore proven methods for improving your credit score. They explain the importance of timely payments, reducing debt, and maintaining a positive credit history.

If you're ready to boost your financial standing, this episode is packed with helpful tips. Tune in today!

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Looking to manage your credit card debt more effectively? In this episode of the Friends and Finances Podcast, Teresa Griffith and Maria McLendon explain how balance transfers can help you save on interest, pay down debt faster, and take control of your financial future.

They’ll explain the benefits of balance transfers, what to look out for, and how to determine if it's the right move for you.

If you're considering a balance transfer, this episode offers the insights you need to make an informed decision. Tune in now!

Don’t forget to like, subscribe, and hit the bell for more financial tips, tools, and insights.

Curious about how Club Accounts can help you save for your financial goals? In this episode of the Friends and Finances Podcast, we break down everything you need to know about Club Accounts—from how they work to the benefits of using them for holiday shopping, vacations, and more.

Whether you’re saving for a special occasion or simply want to grow your savings over time, this episode will give you a clear understanding of how Club Accounts can help you stay on track. Don’t miss these valuable insights on making your money work smarter!

Don’t forget to like, subscribe, and hit the bell for more financial tips, tools, and insights.

In this episode, Dr. Craig Esrael and Maria McLendon discuss what truly sets First South apart—its "banking with friends" philosophy. They explore how First South focuses on building genuine relationships, providing personalized service, and creating a sense of community for its members. Tune in to hear why these values make First South more than just a financial institution—it’s a place where people come first.

In this episode, Penny Hensley and Maria McLendon dive into the age-old question: Is it better to rent or buy? They discuss the pros and cons of each option, factors to consider when making your decision, and tips for determining what’s best for your lifestyle and financial goals. Whether you’re weighing the flexibility of renting or the investment potential of buying, this episode will help you make an informed choice. Don’t miss this practical and insightful discussion!

In this episode, Jenny Breaux and Alexandria Williams tackle one of the biggest financial decisions for many: buying a new car versus a used one. They discuss the pros and cons of each option, factors to consider like budget, depreciation, and maintenance costs, and tips for making the best choice for your lifestyle and finances. Whether you’re shopping for your first car or upgrading to something new, this episode will help you weigh your options with confidence.

In this episode, host Teresa Griffith is joined by Hayley St. Onge to break down everything you need to know about Certificates of Deposit (CDs). They explain how CDs work, their benefits, and how they fit into your overall financial strategy. Whether you’re saving for the short term or building long-term wealth, this episode will help you decide if CDs are the right choice for you. Tune in to learn how First South Financial can help you grow your savings with confidence!

In this episode, host Teresa Griffith teams up with Penny Hensley to break down the 50/30/20 budgeting rule—a simple and effective way to manage your money. They explain how to allocate your income into needs, wants, and savings, along with practical tips to make budgeting easy and sustainable. Whether you're new to budgeting or looking for a fresh approach to managing your finances, this episode will help you take control of your spending and work toward your financial goals. Tune in and start budgeting smarter today!