Lenders have access to more data and more ways to say yes with greater confidence to a borrower than at any point in the industry's history. But does that automatically lead to better, or safer, lending decisions? Host Kristina Robinson, Director of Corporate Communications at FICO, sits down with Jeff Feldmann, Vice President of Product Strategy for B2B Scores at FICO, and Frank Rotman, Capital One veteran and founding partner of 37Maru and QED Investors, also known as @fintechjunkie, for a candid conversation on where innovation adds meaningful value, where practical and regulatory considerations create limits, and why a common language for credit risk matters as lenders build for both today’s environment and future economic stress.

Get the real story behind the headlines, straight from FICO, the credit score 90% of top U.S. lenders rely on.

Host Kristina Robinson sits down with Ethan Dornhelm, Head of Predictive Analytics at FICO, and Bruce McClary of the National Foundation for Credit Counseling to unpack the Fall '26 FICO® Score Credit Insights report — and explain why a steady national average of 714 tells only part of the story. Beneath that headline, younger consumers are posting stronger score gains, even as affordability pressure builds unevenly across score bands and life stages. Along the way, they clarify where BNPL fits into credit risk assessment today and bust myths about income and credit card balances.

Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.

Host Kristina Robinson sits down with Julie May, VP and GM of B2B Scores at FICO, for a candid Ask Me Anything. They cover what the headlines about "traditional" or "incomplete" credit scores tend to get wrong, where credit score modernization and cashflow underwriting are headed and what it means for lenders, and how the synergy between AI and human expertise keeps FICO Scores both powerful and explainable.

Get the real story behind the headlines, straight from FICO — the credit score 90% of top U.S. lenders rely on.