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Summary

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years - and begin rapid wealth-building - without sacrificing the things that matter most to you! This is as close to a financial chain reaction as you'll ever find. You'll be amazed how quickly your debts melt away, and how rapidly your net worth climbs! In this program, you'll learn how to prioritize and pay off every penny of your debt in the shortest possible time. You'll discover how to operate 100% on cash... even in emergencies... so you'll never need to use credit again. Transforming Debt into Wealth will teach you how to focus every dollar you're currently using on debt payments toward building your wealth. In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain real financial freedom. You'll also learn simple, no-hassle strategies for investing your money for long-term growth. Listen to Transforming Debt into Wealth today and get on the path to real financial independence. You'll learn:

  • How and why you've been misled and taken advantage of all your life by a system designed to keep you in a prison of debt.
  • How to stop car dealers from picking your pockets.
  • Why mortgage interest deductibility is the "Tax Shelter" lie.
  • How to calculate exactly when you'll be completely out of debt and when you'll be able to retire.
  • Specific ways to cut daily shopping expenses without sacrificing the things you want most.
  • A simple, low-risk/high-return strategy for "stress-free" wealth building.
  • How to retire early, with your investments providing all the income you need.
  • How to redefine the "American Dream" to fit your personal vision of success and happiness.
  • And more!

PLEASE NOTE: When you purchase this title, the accompanying reference material will be available in your My Library section along with the audio.

©2006 John Cummuta (P)2006 Nightingale

What members say

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Life saving

This book is a great read and I consider it essential to survive and thrive in a modern world

6 of 7 people found this review helpful

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Essential

listen to it and form your own opinion. widening my world, each word at a time

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Executable

Highly recommended. The advise provided is practical and with discipline and determination, can be done.

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  • D Hargett
  • 11-09-15

Well worth my time

At any age, every listener can learn and benefit from applying the principles taught in this program. The Un-common sense can transform your present and future into a life worth living.

4 of 4 people found this review helpful

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  • Bajan Billionaire
  • 26-03-17

Great book. Excellent, actionable advice!

Sometimes people sell books about things that they know nothing about and you can hear that in the way the information presented. Sometimes people are writing books based on tons of great research but they don't actually know if the information can be put into practice easily. Lastly some people produce books to make themselves rich. There are professional writers hat can put together something with relative ease to sell to you. All I can say is that Mr. Cummuta genuinely seems to want to help people and his system makes senses. I have spent the last 12yrs of my life working in banking. I know how banks work, how they market their products and how the inexperienced and financially lazy get trapped in mountains of debt. This book will help you change all of that and I will be using the information suggested to payoff my own debt and to achieve financial freedom. My advice, GET THIS BOOK AND USE IT!

3 of 3 people found this review helpful

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  • Bookmaven
  • 14-06-15

Wonderful advice to help the hare play catch up with the tortoise

I think this is a wonderfully honest book for the millions of collusion consumers like myself who thinks things will just somehow workout without planning. This is also an excellent guide for those who've squandered 5, 10, 20 or 25 years of income on the 'coalition', keeping up with the joneses or recklessly living an indulgent lifestyle. There's hope and here's how...

9 of 12 people found this review helpful

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  • Anonymous User
  • 10-01-18

bestest.

best book I've read on personal finance thus far. takes it far past your "latte factors" reaaaally talks about using money as a tool to make more. and RESPECTING $. REALLYY recommend this book for kids just starting out.

1 of 1 people found this review helpful

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  • Mike
  • 18-05-17

Outstanding read

This has got to be one of the top financial book I ever read . John thank you for the words of wisdom and encouragement and honesty to speak the truth to people who are in complete deception about the money, their time and their life.

1 of 1 people found this review helpful

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  • mohana suriya
  • 30-04-17

Wish I heard this audio a few years ago

amazing book, love the narration. john kummuta really sounds honest in his quest to help others achieve financial freedom. and his strategy makes sense. hope i can use it to improve my situation.

1 of 1 people found this review helpful

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  • Nick F
  • 25-03-17

great book for staying the path to debt freedom

I really enjoyed this author, I have been a long time follower of Dave Ramsey and now I see where he got most of his stuff. Great narrator as well so I thoroughly enjoyed

1 of 1 people found this review helpful

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  • M. Simones
  • 10-01-17

This book gave me hope and a plan!

I was skeptical of the book at first glance, but the great reviews made me reconsider. Once I started listening, I couldn't wait for the next opportunity to listen on my commute or at the gym! I told so many people about it. The plan is very simple, but will require dedication. I feel better about my financial future than I have in years. The more you contemplate the message, the more truth you will see. The author seems like a great person, too.

3 of 4 people found this review helpful

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  • Frank
  • 13-06-16

This is the best 37 dollars I have ever spent!

Very good book. A must have. air will start on my path to being debt free immediately. I should take no longer than 7 years.

2 of 3 people found this review helpful

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  • Marie Medeiros
  • 13-11-15

"Transforming"

Would you listen to Transforming Debt Into Wealth again? Why?

Definitely! I am planning on listening to this book on a monthly basis to help me keep my finances on track. I have already started my journey to a debt free life.

Have you listened to any of John Cummuta’s other performances before? How does this one compare?

No. This is the first book that I have read by John Cummuta to date.

2 of 3 people found this review helpful