Earl Martin Phalen is one of K-12 education's most visionary leaders: a founder and CEO of multiple successful nonprofits, his mission is to deliver educational excellence and equity to low-income Black and brown children. Born into the Massachusetts foster care system, Earl was adopted into a large, loving Irish Catholic family at age two. His parents instilled the values that led him to a life of service and growing up Earl was encouraged to see people as they were, not to pre-judge relationships and situations on the basis of color. Earl's education taught him the power of Black self-determination, and the love of his family and community sustained him as he struggled to become the leader he once doubted he could be. Earl's exciting career is a testament to his mission's core message: all children deserve the support, the opportunity, and the self-belief they need to reach for their dreams without hesitation.

On a mission to enhance the quality of life for KC Scholars and students worldwide, his prolific vision has redefined industry standards and revolutionized how we look at education. Inspired by his own commitment to positively impact the global landscape, his work in the last year with KC Scholars has helped make the organization one of the nation’s most effective college scholarship and support programs.

In this exciting new episode, we are talking to Matt Sapaula, a financial coach, speaker, and media personality. He owns Money Smart Guy, a business that provides financial coaching services. Matt joins us to discuss what it truly means to be financially free and shares his backstory on bankruptcy, failed relationships, life as a marine, and what he learned from his failures. He appeared in various media channels such as MSN Money, The New York Times, FOX Business, and Chicago Now. This is a must listen!