Hello. My name is Robert Pagliarini. I have the great honor of helping people during one of the most exciting and nerve-wracking times in their lives. I have specialized in managing, growing, and protecting clients’ sudden wealth for nearly two decades. My investment and wealth management firm, Pacifica Wealth Advisors, serves clients across the country and around the globe. We have developed a reputation for our specialized work with sudden wealth from inheritance, divorce, legal judgment/settlement, stock options, business sale, sport/entertainment contract, and the lottery.
ALWAYS LEARNING
Sudden wealth is an area with always-changing tax, legal, and financial issues. I’ve made it my mission to become a life-long learner and student – sometimes to the dismay of my family. I have several photos of me on my honeymoon lounging poolside reading a thick book on wealth management. While on a non-profit trip to Myanmar, I studied on the plane for the IRS Enrolled Agent exam. While on vacation in Europe with my wife I was caught highlighting a journal column on the taxation of lawsuit damages. I have a large purple folder marked “To Read” filled with columns and papers on investing, taxes, asset protection, and estate planning that I bring with me nearly everywhere. I love to learn, and I think it is a necessity if you want to provide the best advice and current strategies to clients. This probably explains all of the letters after my name. I am a Certified Financial Planner™ practitioner, a Certified Divorce Financial Analyst, an Enrolled Agent with the IRS, and have a Master’s Degree in Financial Services.
PSYCHOLOGY OF MONEY
Although I’ve spent a great deal of time learning the financial, tax, and legal aspects of sudden wealth, I would be doing my clients a huge disservice if I stopped there. I tell my clients that successfully managing sudden wealth is often less – at least initially – about managing the money and more about managing emotions and relationships. The sad riches-to-rags tales you hear are rarely from a single bad investment or from paying too much tax. The real cause is how money changes us and how it changes those around us. Although I’m a financial advisor, I learned quickly that if I was going to really help my clients, I needed to understand the psychology of money, motivation, emotions, and relationships. To that end, I went back to school and earned a Master’s Degree in Psychology with an emphasis in marriage and family therapy. This program required I conduct hundreds of hours of face-to-face counseling. To better connect with clients, I’ve graduated from business and personal coaching programs as well as workshops in Solution Focused Therapy and others. My goal is NOT to be a therapist for my clients. My goal is to better understand what drives them and to help them make the best financial decisions they can.
LOVE OF TEACHING
I've written three books. My latest is The Sudden Wealth Solution: 12 Principles to Transform Sudden Wealth Into Lasting Wealth (Harbinger Press 2015). My first was the #1 bestselling The Six-Day Financial Makeover: Transform Your Financial Life in Less Than a Week (St. Martin’s Press 2006). I wrote this as a general guide for anyone who wasn’t quite sure what they should be doing with their finances. Although the book is almost a decade old, the advice is still as relevant today as it was when I wrote it. My second book was The Other 8 Hours: Maximize Your Free Time to Create New Wealth & Purpose (St. Martin’s Press 2010). This book was a departure from traditional personal financial advice and was more focused on investing your human capital rather than investment capital.
DADDY ON TV
Over the years I’ve had the privilege of appearing on Dr. Phil, 20/20, Good Morning America, Fox Business, Katie Couric and many others. I always have a good time on these shows, and my daughter gets a kick out of seeing Daddy on TV.
HELPING THE LESS FORTUNATE
I’m not sure if it was because of my own experience as a child seeing my family struggle financially, but I’ve always been interested in helping those with less. I got in the habit of writing checks and supporting causes, but there was something missing – I wanted to do more. A few years ago a couple of friends and I started a non-profit organization called The Band of Brothers Foundation. Our charity supports poor and often parent-less children around the world. We currently have active school, orphanage, and other projects in Thailand, Vietnam, Myanmar, Cambodia, and the Philippines. Visiting these countries and helping these kids has been one of the best things I’ve ever done.
MANY ADVENTURES
Traveling around SE Asia over the past several years ignited the adventurer in me. A couple of times a year I travel to exotic places around the world. I’ve climbed Mt. Kilimanjaro, hiked the Inca Trail to Machu Picchu, hang-glided in Brazil, ice-climbed in Colorado, camped at the bottom of the Grand Canyon, and explored the jungles of Thailand and Malaysia with friends and clients. Not all clients are interested in these trips, but they are always welcome.
MY WEALTH MANAGEMENT FIRM
We are experienced independent investment managers who get up each morning with the unwavering mission to help our clients make more money through low-cost investing, reduce the taxes they pay, and implement comprehensive and creative financial strategies tailored to meet their needs.
We are honored that our clients put their trust in us to help them create a better future. We are passionate about always doing what is right, honest, and ethical for our clients—putting their needs above all others. And we never forget that we are here for our clients and because of our clients.
LEARNING MORE
I think books are a great medium for providing timeless advice, but rules and laws can change very quickly. If you want to read my latest thinking, I write weekly financial columns for CBS, Forbes, AOL, HuffingtonPost, Tribune Media, and others. You can reach me through www.pacificawealth.com.
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