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The No Spend Year Audiobook

The No Spend Year: How I spent less and lived more

Regular Price:£19.99
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Publisher's Summary

Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money.

Michelle McGagh has been writing about money for over a decade. You'd think that would make her a whiz with her own cash, right? Wrong! Spending with abandon and ignoring bank statements were her modus operandi. Just because she wasn't in serious debt apart from her massive London mortgage, she thought she was in control. She wasn't. Something needed to be done, but rather than cut back here and there, Michelle's approach was more radical. She set herself a challenge to not spend anything for an entire year. She paid her bills, and she had a minimal budget for her weekly groceries and household essentials, but otherwise Michelle didn't spend any money at all. She was finding creative ways to get the things she needed, to travel and to still be able to enjoy her time. Not only has she saved money, but she is happier, no longer feeling the desire to buy things all the time or feeling the pressure of being sold to. Her relationship with money, with things, with time, with others has changed for the better.

The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that; it is also a tool for life that will help you get to grips with your own financial situation. She talks about money in an accessible, unintimidating and often entertaining way, and interspersed throughout are really brilliant personal finance tips and life hacks about interest, mortgages, savings , pensions and spending less to help you live a more financially secure life, too.

©2017 Michelle McGagh (P)2017 Hodder & Stoughton

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What Members Say

Average Customer Rating

3.9 (82 )
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  •  
    Katherine Manchester 07/02/2017
    Katherine Manchester 07/02/2017
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    "Surpisingly Informative"

    This is not something I would usually look at to read but seen as it was being read to me I thought I'd give it a go as any help with money has to useful right?

    Well all I can say is I was pleasantly surprised with just how helpful this book was. Not only did you hear about the no spend year but also lots of information about finances - where to save, what to do, whats available to us to help along the way. 100% worth a listen in my eyes. Also I now feel more prepared for saving correctly and knowing how to make dents in a mortgage when I need that.

    1 of 1 people found this review helpful
  •  
    MS F 24/01/2017
    MS F 24/01/2017
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    "A handy little guide to personal finance"

    An enjoyable and honest little documentary about a woman's year disentangling herself from the consumerist grip. Some great tips, not at all preachy with some nuggets of personal finance information dropped in. We could all learn something from this

    3 of 4 people found this review helpful
  •  
    Natalia 23/03/2017
    Natalia 23/03/2017 Member Since 2016
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    "inspiring interesting entertaining "

    Enjoyed the "listen" as had it as audio book. Quite cool challenge and well done for achieving such a great result.

    if you are looking for a book with a good story based on true experience around challenging one self and impact it has - this is a good read
    it also gives some tips on how to be wiser with you money. as well as suggest perhaps we spend more than we have to? check it out for yourself!

    0 of 0 people found this review helpful
  •  
    Mr. David Maginnes 22/03/2017

    Dave

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    "A good insight to more than you think"

    A well narrated book with little repetition. The interesting find being that you really do begin to question why you need things and your own self worth.

    0 of 0 people found this review helpful
  •  
    Azura Warwick 15/03/2017
    Azura Warwick 15/03/2017 Member Since 2015
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    "really informative"

    thoroughly enjoyed this! set myself a no spend challenge and I'm looking forward to it :)

    0 of 0 people found this review helpful
  •  
    C. Dow London 01/03/2017
    C. Dow London 01/03/2017 Member Since 2016

    Catrisha

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    "this sceptic is proved wrong"

    when i read about mcgagh's challenge, i admired her courage but also thought she was mis-defining some of her spending habits. sure, two quid down starbucks every day is a habit we should all cut but pub drinks isn't about boozing, it's about friendship and socialising. right? mcgagh answered many of my questions, taught me a lot about personal finance and how setting the right financial standards for myself might unhinge worn-in friendship habits but would ultimately be worth it. my go-to money guide from now on.

    0 of 0 people found this review helpful
  •  
    The Messenger England 07/02/2017
    The Messenger England 07/02/2017 Member Since 2015
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    "Seriously? What a waste of time and money. "

    Swap Cif for white vinegar and cycle everywhere seems to be the type of money saving 'advice' this book gives. Great if you live in Crouch End and have endless local high street shops to visit and compare prices and stuff to do on your door step. Useless if you live in a rural area and have friends and family who don't live round the corner in which case a third of advice won't be applicable. Based on experience such as her miraculous supply of washing powder - she only started running out in month 5 of the experiment! - a lot of it is simply basic common sense mixed with some advice that the author only put up with a in the first place i suspect because she was already counting the royalties for writing this book. You'd get more by just Googling (or indeed going on Twitter) as the author seemed to have done. I haven't learned anything new.

    1 of 2 people found this review helpful
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    emma 04/02/2017
    emma 04/02/2017
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    "Informative and Honest"

    Really enjoyed this audiobook. Lays out facts plainly and honestly. Very informative and devoid of the usual waffle included in self help books!

    0 of 0 people found this review helpful
  •  
    chloe turnbull 28/02/2017
    chloe turnbull 28/02/2017 Member Since 2017
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    "Boaring"

    Performance voice reading the book did a really great job of making a boring book come to life. Some really good points in the story line but didn't need to be dragged out over a whole book.

    I myself live on an extremely tight budget so I know what this is like. She did do some great things but this book is based in London where there are endless free things to do. Although Southampton has a few free things it would only keep you occupied for a week maximum.

    I personally go hiking which I enjoy... yeh.. don't need to right a whole book on how I struggled to find fun things to do tho.

    Great if you need some motivation on how to save money.. boring if you already have to live like this.

    0 of 1 people found this review helpful
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    Thomas 09/02/2017
    Thomas 09/02/2017 Member Since 2016
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    "Boring"

    Monotonous tone of voice. Too much detail no fun stories.

    There's not only one way to achieve your financial goals and some of the advice was not very sensible

    There are much better books on same subject available.

    0 of 1 people found this review helpful

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